9178 Blue Ridge Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 9178 Blue Ridge Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1973
Lot Size	0.494 acres (21,525 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2023)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-662.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-662.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area
Gross Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	21,525 sqft (0.494 acres)
Lot Dimensions	205 ft deep x 105 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9178 BLUE RIDGE DR
City	COVINGTON
State	KY
Zip	41017-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEPORT 2ND ADDN BLK F LOT 71 105'X 205'
Legal Subdivision	RIDGEPORT
Legal Phase	F
Legal Block	F
Legal Lot Number	71
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65300

Owner

9178 Blue Ridge Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9178 BLUE RIDGE DR, COVINGTON, KY 41017-9583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
May 22, 2023	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Deed Document Number	2023131
Deed Book / Page	227 / 635
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9178 BLUERIDGE DR, COVINGTON, KY 41017-9583
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9176 BLUERIDGE DR, COVINGTON, KY 41017-9583

Mortgage

Document Number	0005900133
Date	May 22, 2023
Book Page	KCM 463/90
Instrument	23052205900133

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2033

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 22, 2023
Property Address	9178 BLUERIDGE DR, COVINGTON, KY 41017-9583
Document Number	0005900131
Book / Page	KC 227 / 635
Map Reference	MB 14 PG 22
Instrument Date	Apr 27, 2023
Instrument	23052205900131
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2274 JACKSON CT # 203, 203, FLORENCE, KY 41042-7437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9178 BLUERIDGE DR, COVINGTON, KY 41017-9583

Mortgage

Document Number	0005900132
Date	May 22, 2023
Book Page	KCM 463/69
Instrument	23052205900132

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 9178 Blue Ridge Dr was $1,676.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,200 (-) Land $20,000 Building $149,200	$169,200 (-) Land $20,000 Building $149,200
2025	$1,676.00	$169,200 Land $15,000 Building $154,200	$169,200 Land $15,000 Building $154,200
2023	$1,270.00 Homeowner's exemption	$165,600 Land $15,000 Building $150,600	$165,600 Land $15,000 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9178 Blue Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9178 Blue Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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