9178 Bay Point Dr, Orlando, FL 32819 Property Records

Orange County property record for 9178 Bay Point Dr, Orlando, FL 32819

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,284 sqft · built 2024
Lot Size	0.398 acres (17,357 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jan 2020)
Tax Bill	$43,030 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-23-28-0600-00-250`

Property Details

APN / Parcel Number

Primary APN	`28-23-28-0600-00-250`
Alternative APNs	`293651` `298501` `302666`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,284 sqft Living Area
Gross Area	7,876 sqft
1st Floor Area	3,180 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,357 sqft (0.398 acres)
Garage Type	Attached
Garage Area	850 sqft
Porch	Florida Room
Porch Area	662 sqft
Patio Area	894 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9178 BAY POINT DR
City	ORLANDO
State	FL
Zip	32819-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	BAY POINT 7/49 LOT 25
Legal Subdivision	BAY POINT
Legal Tract	600
Legal Lot Number	25
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	17109

Owner

9178 Bay Point Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9178 BAY POINT DR, ORLANDO, FL 32819-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Mar 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	202035124
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 17, 2020
Property Address	9178 BAY POINT DR, ORLANDO, FL 32819-4804
Document Number	0000035124
Map Reference	MB 7 PG 49
Instrument Date	Jan 15, 2020
Instrument	20200035124
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 CHELTON CIR, 231, WINTER PARK, FL 32789-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9178 BAY POINT DR, ORLANDO, FL 32819-4804

Mortgage

Document Number	0000035125
Date	Jan 17, 2020
Instrument	20200035125

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 4, 2019
Property Address	9178 BAY POINT DR, ORLANDO, FL 32819-4804
Document Number	0000128689
Instrument Date	Mar 1, 2019
Instrument	128689
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CHELTON CIR WINTER PARK FL 327896004, WINTER PARK, FL 32789-6004

Tax Assessment & Valuation

The 2025 property tax bill for 9178 Bay Point Dr was $43,030 with a homeowner's exemption, up 127.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,622,230 (-0.41%) Land $1,125,000 Building $1,497,230	$2,622,230 (-0.41%) Land $1,125,000 Building $1,497,230
2025	$43,030.00 (+127.73%)	$2,633,100 Land $1,125,000 Building $1,508,100	$2,633,100 Land $1,125,000 Building $1,508,100
2024	$18,895.00 (+4.04%)
2023	$18,162.00 (+9.47%)	$1,125,000 (+9.76%) Land $1,125,000	$1,125,000 (+9.76%) Land $1,125,000
2022	$16,591.00	$1,025,000 Land $1,025,000	$1,025,000 Land $1,025,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9178 Bay Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9178 Bay Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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