9176 Fire Wood Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 9176 Fire Wood Ct, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 998 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-002.89`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-002.89`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	998 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	9176 FIRE WOOD CT
City	COVINGTON
State	KY
Zip	41017-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 11 LOT 29
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	11
Legal Lot Number	29
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65300

Owner

9176 Fire Wood Ct is owned and occupied by two individuals who acquired it in September 2017.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9176 FIRE WOOD CT, COVINGTON, KY 41017-9453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS
Sep 29, 2017	Quit Claim Deed, Transfer RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017
Deed Sale	Sep 29, 2017
Prior Sale	Jun 4, 2003 · Amount on File
Deed Document Number	201709 29 059 00134
Deed Book / Page	4007 / 73
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000000134
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9176 FIRE WOOD CT, COVINGTON, KY 41017-9453
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9176 FIRE WOOD CT, COVINGTON, KY 41017-9453

Mortgage

Document Number	0005900159
Date	Oct 10, 2022
Book Page	413/553
Instrument	22101005900159

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9176 FIRE WOOD CT, COVINGTON, KY 41017-9453
Document Number	0000000009
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9176 FIRE WOOD CT COVINGTON KY 410179453, COVINGTON, KY 41017-9453

Mortgage

Document Number	0000000009
Date	Oct 2, 2017
Book Page	004007/000202
Instrument	9

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2045

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 29, 2017
Property Address	9176 FIRE WOOD CT, COVINGTON, KY 41017-9453
Document Number	0000000134
Book / Page	0I4007 / 000073
Instrument Date	Feb 2, 2017
Instrument	134
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9176 FIRE WOOD CT COVINGTON KY 410179453, COVINGTON, KY 41017-9453

Tax Assessment & Valuation

The 2025 property tax bill for 9176 Fire Wood Ct was $2,021.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,000 (-) Land $20,000 Building $184,000	$204,000 (-) Land $20,000 Building $184,000
2025	$2,021.00	$204,000 Land $10,000 Building $194,000	$204,000 Land $10,000 Building $194,000
2023	$2,174.00	$204,000 Land $10,000 Building $194,000	$204,000 Land $10,000 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9176 Fire Wood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9176 Fire Wood Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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