9175 40th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 9175 40th St, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,348 sqft · built 2005
Lot Size1.08 acres (47,175 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jul 2021)
Tax Bill$1,086 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-01S-14E-01842-000010

Property Details

APN / Parcel Number

Primary APN20-01S-14E-01842-000010
Alternative APN
  • 01842000010

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2022
Exterior MaterialComposition/Composite
Roof MaterialComposition Shingle
Lot Area47,175 sqft (1.08 acres)
Garage Area420 sqft
Patio Area266 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number01842000010
Street Address9175 40TH ST
CityLIVE OAK
StateFL
Zip32060-8989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 1 SUWANNEE SPRINGS STATION ORB 2283 P 280 WD YR 2021
Legal Range14E
Legal Township01S
Legal Section20
Legal SubdivisionSUWANNEE SPRINGS STATIONS SUB DIV
Legal Lot Number1
Legal Unit1
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1000
Census Tract970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9175 40TH ST, LIVE OAK, FL 32060-8989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Mar 21, 2017Warranty Deed, Transfer
FIRST FSB/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleMar 21, 2017 · Amount on Record
Deed Document Number0002283280
Deed Book / Page2283 / 280
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJul 15, 2021
Property Address9175 40TH ST, LIVE OAK, FL 32060-8989
Document Number0000240698
Book / Page2283 / 280
Map ReferenceMB 1 PG 491-493
Instrument DateJul 15, 2021
Instrument2021240698
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13734 76TH ST, LIVE OAK, FL 32060-8614

Mortgage

Document Number0000000281
DateJul 15, 2021
Instrument2283/281
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateMar 21, 2017
Property Address9175 40TH ST, LIVE OAK, FL 32060-8989
Document Number0000191023
Book / Page001976 / 000047
Instrument DateMar 20, 2017
Instrument191023
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$892.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9033 143RD DR LIVE OAK FL 320600300, LIVE OAK, FL 32060-0300

Mortgage

Document Number191024
DateMar 21, 2017
Book Page001976/000049
Instrument191024
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueMar 20, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$93,250 (+5.99%)$231,947 (+15.39%) Land $25,940 Building $206,007
2024$1,086.00 (+3.13%)
2023$1,053.00 (+3.95%) Homeowner's exemption$87,983 (+3%)$201,005 (+34.13%) Land $21,835 Building $179,170
2022$1,013.00 Homeowner's exemption$85,420$149,859 Land $19,651 Building $130,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1998–2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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