9173 Xenia St, Loretto, MN 55357 Property Records

Hennepin County property record for 9173 Xenia St, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,097 sqft · built 1997
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,900 (Nov 2021)
Tax Bill	$9,277 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-119-24-12-0003`

Property Details

APN / Parcel Number

Primary APN	`14-119-24-12-0003`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	4,539 sqft
1st Floor Area	2,097 sqft
Basement Area	1,650 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	158,123 sqft
Lot Dimensions	554 ft deep x 304 ft wide
Garage Type	Attached
Garage Area	792 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9173 XENIA ST
City	LORETTO
State	MN
Zip	55357-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A PIONEER HILL 2ND ADDN E 304X554X335X472
Legal Range	24
Legal Township	119
Legal Section	14
Legal Quarter	12
Legal Subdivision	PIONEER HILL 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	1
Census Block	1014
Census Tract	27001

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9173 XENIA ST, LORETTO, MN 55357-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Feb 2, 1998 · Amount on Record
Deed Document Number	202111041987
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0010782267
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 9, 2021
Property Address	9173 XENIA ST, LORETTO, MN 55357-8600
Document Number	0A11041987
Instrument Date	Oct 15, 2021
Instrument	A11041987
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9173 XENIA ST, LORETTO, MN 55357-8600

Mortgage

Document Number	0A11041988
Date	Nov 9, 2021
Instrument	A11041988

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9173 XENIA ST, LORETTO, MN 55357-8600
Document Number	0010821206
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9173 XENIA ST LORETTO MN 553578600, LORETTO, MN 55357-8600

Mortgage

Document Number	0010821206
Date	Aug 5, 2020
Instrument	10821206

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,277.00 (+21.32%)	$737,100 (+15.17%) Land $201,400 Building $535,700	$737,100 (+15.17%) Land $201,400 Building $535,700
2023	$7,647.00 Homeowner's exemption
2022		$640,000 Land $147,000 Building $493,000	$640,000 Land $147,000 Building $493,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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