Collier County property record for 9172 Mercato Ln, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 1,786 sqft · built 2017 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,696,000 (May 2017) |
| Tax Bill | $15,883 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 588900 403A34 |
| Primary APN | 588900 403A34 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,663 sqft (0.13 acres) |
| Pool Area | 350 sqft |
| Deck Area | 225 sqft |
| Street Address | 9172 MERCATO LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESIDENCES AT MERCATO LOT 40 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 34 |
| Legal Subdivision | RESIDENCES AT MERCATO |
| Legal Tract | 588900 |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10205 |
9172 Mercato Ln is owned by a company that bought it in May 2017 and is owner-occupied.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9172 MERCATO LN, NAPLES, FL 34108-2970 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Jul 26, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| May 24, 2017 | Warranty Deed, Transfer LUTGERT TITLE, LUTGERT TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on File |
| Deed Sale | May 24, 2017 · Amount on File |
| Deed Document Number | 20175409648 |
| Deed Book / Page | 5398 / 529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 9172 MERCATO LN, NAPLES, FL 34108-2970 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 9172 MERCATO LN, NAPLES, FL 34108-2970 |
| Document Number | 0061013768 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 6101/3768 |
| Instrument | 6224374 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 9172 MERCATO LN, NAPLES, FL 34108-2970 |
| Document Number | 0054202196 |
| Book / Page | 005420 / 002196 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9172 MERCATO LN NAPLES FL 341082970, NAPLES, FL 34108-2970 |
| Document Number | 0054202196 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 005420/002196 |
| Instrument | 5435405 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 24, 2017 |
| Property Address | 9172 MERCATO LN, NAPLES, FL 34108-2970 |
| Document Number | 0053980529 |
| Book / Page | 005398 / 000529 |
| Instrument Date | May 24, 2017 |
| Instrument | 5409648 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | LUTGERT TITLE, LUTGERT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $11,872.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1819 ADMIRAL CT GLENVIEW IL 600268055, GLENVIEW, IL 60026-8055 |
The 2025 property tax bill for 9172 Mercato Ln was $15,883 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,728,055 (+2.7%) | $2,199,359 (-15.18%) Land $1,186,381 Building $1,012,978 | |
| 2025 | $15,883.00 Homeowner's exemption | $1,682,624 | $2,593,052 Land $1,419,116 Building $1,173,936 |
| 2023 | $15,442.00 (-3.16%) Homeowner's exemption | $1,587,576 (+3%) | $2,236,872 (+11.73%) Land $770,377 Building $1,466,495 |
| 2022 | $15,946.00 Homeowner's exemption | $1,541,336 | $2,001,998 Land $445,946 Building $1,556,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9172 Mercato Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 4 (2017–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9172 Mercato Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband, T-Mobile.
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