9171 White Oaks Trl, Champlin, MN 55316 Property Records

Hennepin County property record for 9171 White Oaks Trl, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,292 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2001)
Tax Bill	$5,217 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-32-0080`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-32-0080`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,292 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,292 sqft
Basement Area	904 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	136 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	640 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9171 WHITE OAKS TRL
City	CHAMPLIN
State	MN
Zip	55316-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLOCK 002 T ENGSTROMS WHITE OAKS ADDN N 80X136X89X130
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	32
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	2
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1008
Census Tract	26907

Owner

9171 White Oaks Trl is owned and occupied by two individuals who bought it in March 2001.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9171 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SHAREPOINT CREDIT UNION
May 5, 2021	Deed of Trust, Mortgage · Line of Credit SHAREPOINT CU
May 27, 2017	Deed of Trust, Mortgage · Line of Credit SHAREPOINT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2001 · Amount on File
Deed Sale	Mar 29, 2001 · Amount on File
Prior Sale	Sep 8, 1997 · Amount on File
Deed Document Number	2001761252
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	May 13, 2026
Property Address	9171 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Document Number	0006201025
Instrument Date	Apr 22, 2026
Instrument	20266201025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9171 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674

Mortgage

Document Number	0006201025,
Date	May 13, 2026
Instrument	20266201025

Lender

Name	SHAREPOINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9171 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05832921
Date	May 5, 2021
Instrument	T05832921

Lender

Name	SHAREPOINT CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	May 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9171 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Document Number	0005456495
Instrument Date	May 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9171 WHITE OAKS TRL CHAMPLIN MN 553162674, CHAMPLIN, MN 55316-2674

Mortgage

Document Number	0005456495
Date	Jul 6, 2017
Instrument	5456495

Lender

Name	SHAREPOINT CU
Type	Credit Union
Address	BLOOMINGTON, MN 55437

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9171 White Oaks Trl was $5,217 with a homeowner's exemption, up 6.4% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00 (+6.4%) Homeowner's exemption	$432,000 (+3.57%) Land $110,000 Building $322,000	$432,000 (+3.57%) Land $110,000 Building $322,000
2024	$4,903.00 (+6.91%)	$417,100 Land $105,000 Building $312,100	$417,100 Land $105,000 Building $312,100
2023	$4,586.00 Homeowner's exemption
2022		$406,000 Land $100,000 Building $306,000	$406,000 Land $100,000 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9171 White Oaks Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9171 White Oaks Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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