9171 Cayley Ct, Saint Cloud, MN 56301 Property Records

Stearns County property record for 9171 Cayley Ct, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 4,020 sqft · built 2018
Lot Size	9.01 acres (392,476 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (Aug 2026)
Tax Bill	$8,692 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`31-21373-0407`

Property Details

APN / Parcel Number

Primary APN	`31-21373-0407`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,020 sqft Living Area
1st Floor Area	1,570 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	392,476 sqft (9.01 acres)
Garage Type	Attached
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9171 CAYLEY CT
City	SAINT CLOUD
State	MN
Zip	56301-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 001 RIVER RIDGE ESTATES SECTION 23 TOWNSHIP 124 RANGE 029 SECTION 23 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	23
Legal Subdivision	RIVER RIDGE ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3004
Census Tract	11308

Owner

Source: Stearns County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9171 CAYLEY CT, SAINT CLOUD, MN 56301-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Deed Document Number	20261718552
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 5, 2026
Property Address	9171 CAYLEY CT, SAINT CLOUD, MN 56301-3426
Document Number	0001718552
Instrument Date	Aug 3, 2026
Instrument	20261718552
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278,305.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9171 CAYLEY CT, SAINT CLOUD, MN 56301-3426

Mortgage

Document Number	0001718553,
Date	Aug 5, 2026
Instrument	20261718553

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	St. Joseph Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,692.00 (+9.28%)	$921,000 (+2.45%) Land $165,900 Building $755,100	$921,000 (+2.45%) Land $165,900 Building $755,100
2025		$899,000 (+7.15%) Land $156,300 Building $742,700	$899,000 (+7.15%) Land $156,300 Building $742,700
2023	$7,954.00	$839,000 Land $150,000 Building $689,000	$839,000 Land $150,000 Building $689,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20