917 Western Ave, Covington, KY 41011 Property Records

Kenton County property record for 917 Western Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$53,000 (Feb 2023)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-01-013.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-01-013.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,144 sqft Finished Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	917 WESTERN AVE
City	COVINGTON
State	KY
Zip	41011-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS PT LOT 48
Legal Subdivision	LEWIS HARVEY
Legal Lot Number	48
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	568 LASSING WAY, WALTON, KY 41094-9323
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 9, 2020	Deed of Trust, Mortgage TRADITIONAL BK
Jun 30, 2020	Warranty Deed, Transfer PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	2023182
Deed Book / Page	215 / 258
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	0000000066
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 27, 2023
Property Address	917 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0005900182
Book / Page	KC 215 / 258
Map Reference	PL 297
Instrument Date	Feb 22, 2023
Instrument	23022705900182
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	568 LASSING WAY, WALTON, KY 41094-9323

Mortgage

Document Number	0005900183
Date	Feb 27, 2023
Book Page	KCM 442/580
Instrument	23022705900183

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	917 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0000000105
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000105
Date	Oct 15, 2020
Book Page	00M112/000192
Instrument	105

Lender

Name	TRADITIONAL BK
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2030

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 30, 2020
Property Address	917 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0000000040
Book / Page	000029 / 000104
Instrument Date	Jun 4, 2020
Instrument	40
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	904 SUNNY SLOPE TRCE LEXINGTON KY 405141781, LEXINGTON, KY 40514-1781
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (-) Land $10,000 Building $115,000	$125,000 (-) Land $10,000 Building $115,000
2025	$1,656.00 (+177.85%)	$125,000 (+179.02%) Land $5,000 Building $120,000	$125,000 (+179.02%) Land $5,000 Building $120,000
2023	$596.00 (+0.85%)	$44,800 (-) Land $5,000 Building $39,800	$44,800 (-) Land $5,000 Building $39,800
2022	$591.00	$44,800 Land $5,000 Building $39,800	$44,800 Land $5,000 Building $39,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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