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917 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 917 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,182 sqft · built 1917
Lot Size0.242 acres (10,561 sqft)
OwnerIndividual Name on File
Last Sale$251,000 (Apr 2017)
Deeds & MortgagesAug 2022 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-177-013

Property Details

APN / Parcel Number

Primary APN20-17-177-013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,182 sqft
Gross Area2,364 sqft
1st Floor Area1,182 sqft

Exterior

Year BuiltBuilt 1917
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area10,561 sqft
Lot Width51 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address917 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0014192 LT 40 SPRING BEACH SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionSPRING BEACH
Legal Block177
Legal Lot Number40
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

917 Spring Beach Way is owned and occupied by an individual who bought it in April 2017.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address917 SPRING BEACH WAY, CARY, IL 60013-3061
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Apr 21, 2017Warranty Deed, Transfer · FHA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2017 · Amount on File
Deed SaleApr 21, 2017 · Amount on File
Prior SaleApr 27, 2016
Deed Document Number2017R0014192
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address917 SPRING BEACH WAY, CARY, IL 60013-3061
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029159
DateAug 19, 2022
Instrument2022R0029159
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate4.99%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 21, 2017
Property Address917 SPRING BEACH WAY, CARY, IL 60013-3061
Document Number0000014192
Map ReferenceMB4 PG26
Instrument DateMar 28, 2017
Instrument2017R0014192
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$376.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 SPRING BEACH WAY, CARY, IL 60013-3061

Mortgage

Document Number0000014193
DateApr 21, 2017
Instrument2017R0014193
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$103,788 Land $47,364 Building $56,424$311,364 Land $142,092 Building $169,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 917 Spring Beach Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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