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917 Spring Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 917 Spring Ave, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,536 sqft · built 2006
Lot Size0.194 acres (8,436 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Nov 2020)
Tax Bill$11,785 (2025)
Deeds & MortgagesNov 2020 Sale
Aug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN09-35-151-020

Property Details

APN / Parcel Number

Primary APN09-35-151-020

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
Basement Area1,268 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,436 sqft (0.194 acres)
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address917 SPRING AVE
CitySAINT CHARLES
StateIL
Zip60174-4431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 E10FT N60FT UNIT3 17 E10FT UNIT3
Legal SubdivisionSEVENTH AVENUE SUB
Legal Block4
Legal Lot Number23
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4032
Census Tract852002

Owner

Source: Kane County records · APN 09-35-151-020

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address917 SPRING AVE, SAINT CHARLES, IL 60174-4431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Warranty Deed, Transfer
NOT AVAILABLE
Aug 17, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleAug 17, 2018 · Amount on Record
Deed Document Number202073600
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 30, 2020
Property Address917 SPRING AVE, ST CHARLES, IL 60174-4431
Document Number0000073600
Instrument DateNov 20, 2020
Instrument73600
Transaction TypeTransfer
Record UpdatedDec 08, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 SPRING AVE ST CHARLES IL 601744431, ST CHARLES, IL 60174-4431

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 17, 2018
Property Address917 SPRING AVE, ST CHARLES, IL 60174-4431
Document Number0000040461
Instrument DateAug 08, 2018
Instrument2018K040461
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 CHERRYWOOD ST, 104, BELLAIRE, TX 77401-5320

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 SPRING AVE, SAINT CHARLES, IL 60174-4431

Mortgage

Document Number0000040462
DateAug 17, 2018
Instrument2018K040462
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,785.00 (+21.52%) Homeowner's exemption
2024$162,208 (+28.62%) Land $28,302 Building $133,906$486,819 (+28.67%) Land $84,940 Building $401,879
2022$9,698.00 (+4.11%) Homeowner's exemption$126,118 (+4.91%) Land $24,350 Building $101,768$378,354 (+4.91%) Land $73,050 Building $305,304
2021$9,315.00 Homeowner's exemption$120,215 Land $23,210 Building $97,005$360,645 Land $69,630 Building $291,015

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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