917 S Forest Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 917 S Forest Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,378 sqft · built 2006
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2012)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029322-0700`

Property Details

APN / Parcel Number

Primary APN	`029322-0700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	2,831 sqft
1st Floor Area	2,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	917 S FOREST CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/50-54 WHISPER RIDGE UNIT 2 LOT 70 OR3603/1664
Legal Range	28E
Legal Township	07S
Legal Section	01
Legal Subdivision	WHISPER RIDGE UNIT 2
Legal Block	2
Legal Lot Number	70
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

917 S Forest Creek Dr is owned and occupied by two individuals who bought it in August 2012.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	917 S FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2012 · Amount on File
Deed Sale	Aug 21, 2012 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	201248374
Deed Book / Page	3603 / 1664
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	917 S FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3779
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 S FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3779
Investor	Possibly a Property Investor

Mortgage

Document Number	0056881528
Date	Jan 3, 2023
Book Page	5688/1528
Instrument	2023000280

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 917 S Forest Creek Dr was $2,566 with a homeowner's exemption, up 14% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,994 (+2.7%)	$366,299 (-6.05%) Land $85,000 Building $281,299
2025	$2,566.00 (+14.04%) Homeowner's exemption	$204,473 (+2.9%)	$389,905 (-6.36%) Land $100,000 Building $289,905
2024	$2,250.00 (+2.13%) Homeowner's exemption	$198,710 (+3%)	$416,388 (+2.47%) Land $110,000 Building $306,388
2023	$2,203.00 (+3.43%) Homeowner's exemption	$192,922 (+3%)	$406,363 (+7.95%) Land $108,416 Building $297,947
2022	$2,130.00 Homeowner's exemption	$187,303	$376,445 Land $89,600 Building $286,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 S Forest Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 S Forest Creek Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20