917 Reflection Way, Osprey, FL 34229 Property Records

Sarasota County property record for 917 Reflection Way, Osprey, FL 34229 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 4,191 sqft · built 2023
Lot Size0.322 acres (14,004 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Apr 2021)
Tax Bill$11,871 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2021 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN0142-02-0062

Property Details

APN / Parcel Number

Primary APN0142-02-0062
Alternative APN
  • 142020062

Interior

Bedrooms4 Beds
Full Baths6 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,191 sqft Living Area
Gross Area4,978 sqft
1st Floor Area1,904 sqft
Upper Floors Area2,287 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area14,004 sqft (0.322 acres)
View / LotMainland
Garage TypeAttached
Garage Area787 sqft
PorchSlab
Utility Building156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0142020062
Street Address917 REFLECTION WAY
CityOSPREY
StateFL
Zip34229-8983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 NORTH CREEK ESTATES
Legal Range18E
Legal Township38S
Legal Section03
Legal SubdivisionNORTH CREEK ESTATES
Legal Tract2801
Legal Lot Number3
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group2
Census Block2017
Census Tract2101

Owner

Source: Sarasota County records · APN 0142-02-0062

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address917 REFLECTION WAY, OSPREY, FL 34229-8983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Apr 30, 2021Warranty Deed, Transfer
CEMO TITLE SERVICES LLC
May 18, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Dec 21, 2017Trustee's Deed, Construction Loan · Construction Mortgage
MIDDLE GROUNDS INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2021 · Amount on Record
Deed SaleApr 30, 2021 · Amount on Record
Prior SaleMay 18, 2018 · Amount on Record
Deed Document Number202180265
Prior Transfer DateJun 30, 2005
Prior Transfer Doc0000146471
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address917 REFLECTION WAY, OSPREY, FL 34229-8983
Transaction TypeMortgage
Record UpdatedApr 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 MOUNT PLEASANT RD, NOKOMIS, FL 34275-4717

Mortgage

Document Number0000049063
DateMar 23, 2022
Instrument2022049063
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueApr 01, 2053

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateApr 30, 2021
Property Address917 REFLECTION WAY, OSPREY, FL 34229-8983
Document Number0000080265
Map ReferenceMB 41 PG 33
Instrument DateApr 30, 2021
Instrument2021080265
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyCEMO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3618 PECK ST, 3618, SARASOTA, FL 34238-2939

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 MOUNT PLEASANT RD, NOKOMIS, FL 34275-4717

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMay 18, 2018
Property Address917 REFLECTION WAY, OSPREY, FL 34229-8983
Document Number0000066773
Instrument DateMay 17, 2018
Instrument66773
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$836.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3618 PECK ST SARASOTA FL 342382939, SARASOTA, FL 34238-2939

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSARASOTA FL
Recording DateDec 21, 2017
Property Address917 REFLECTION WAY, OSPREY, FL 34229-8983
Instrument DateDec 19, 2017
Instrument156908
Transaction TypeConstruction Loan
Record UpdatedJan 04, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4266 WOODVIEW DR SARASOTA FL 342322535, SARASOTA, FL 34232-2535

Mortgage

Document Number0000156908
DateDec 21, 2017
Instrument156908
Lender
NameMIDDLE GROUNDS INVESTMENTS LLC
AddressTREASURE ISLAND, FL 33706
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 20, 2018
Interest
Rate TypeFixed Rate
Rate12%

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,871.00 (+486.8%) Homeowner's exemption$982,658 (+417.46%)$1,030,300 (+442.55%) Land $152,500 Building $877,800
2023$2,023.00 (+22.68%)$189,900 (+36.91%) Land $189,900$189,900 (+36.91%) Land $189,900
2022$1,649.00$138,700 Land $138,700$138,700 Land $138,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150021012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 155 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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