Sarasota County property record for 917 Reflection Way, Osprey, FL 34229 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,191 sqft · built 2023 |
| Lot Size | 0.322 acres (14,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Apr 2021) |
| Tax Bill | $11,871 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0142-02-0062 |
| Primary APN | 0142-02-0062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,191 sqft Living Area |
| Gross Area | 4,978 sqft |
| 1st Floor Area | 1,904 sqft |
| Upper Floors Area | 2,287 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 14,004 sqft (0.322 acres) |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 787 sqft |
| Porch | Slab |
| Utility Building | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0142020062 |
|---|---|
| Street Address | 917 REFLECTION WAY |
| City | OSPREY |
| State | FL |
| Zip | 34229-8983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 NORTH CREEK ESTATES |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 03 |
| Legal Subdivision | NORTH CREEK ESTATES |
| Legal Tract | 2801 |
| Legal Lot Number | 3 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2101 |
Source: Sarasota County records · APN 0142-02-0062
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 917 REFLECTION WAY, OSPREY, FL 34229-8983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Apr 30, 2021 | Warranty Deed, Transfer CEMO TITLE SERVICES LLC |
| May 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 21, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage MIDDLE GROUNDS INVESTMENTS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | May 18, 2018 · Amount on Record |
| Deed Document Number | 202180265 |
| Prior Transfer Date | Jun 30, 2005 |
| Prior Transfer Doc | 0000146471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 917 REFLECTION WAY, OSPREY, FL 34229-8983 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 308 MOUNT PLEASANT RD, NOKOMIS, FL 34275-4717 |
| Document Number | 0000049063 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022049063 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 30, 2021 |
| Property Address | 917 REFLECTION WAY, OSPREY, FL 34229-8983 |
| Document Number | 0000080265 |
| Map Reference | MB 41 PG 33 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021080265 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | CEMO TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3618 PECK ST, 3618, SARASOTA, FL 34238-2939 |
| Name | Verified Name |
|---|---|
| Address | 308 MOUNT PLEASANT RD, NOKOMIS, FL 34275-4717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | May 18, 2018 |
| Property Address | 917 REFLECTION WAY, OSPREY, FL 34229-8983 |
| Document Number | 0000066773 |
| Instrument Date | May 17, 2018 |
| Instrument | 66773 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $836.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3618 PECK ST SARASOTA FL 342382939, SARASOTA, FL 34238-2939 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Dec 21, 2017 |
| Property Address | 917 REFLECTION WAY, OSPREY, FL 34229-8983 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 156908 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4266 WOODVIEW DR SARASOTA FL 342322535, SARASOTA, FL 34232-2535 |
| Document Number | 0000156908 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 156908 |
| Name | MIDDLE GROUNDS INVESTMENTS LLC |
|---|---|
| Address | TREASURE ISLAND, FL 33706 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 20, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
Source: Sarasota County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,871.00 (+486.8%) Homeowner's exemption | $982,658 (+417.46%) | $1,030,300 (+442.55%) Land $152,500 Building $877,800 |
| 2023 | $2,023.00 (+22.68%) | $189,900 (+36.91%) Land $189,900 | $189,900 (+36.91%) Land $189,900 |
| 2022 | $1,649.00 | $138,700 Land $138,700 | $138,700 Land $138,700 |
Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150021012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 155 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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