917 Picardy Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 917 Picardy Ln, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,042 sqft · built 1973
Lot Size	0.227 acres (9,880 sqft)
Owner	2 Trust Names on File
Last Sale	$355,000 (Feb 2026)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094445A000`

Property Details

APN / Parcel Number

Primary APN	`094445A000`
Alternative APN	`6-0020-4562-00-0060.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,042 sqft Living Area
Gross Area	4,124 sqft
1st Floor Area	1,810 sqft
Basement Area	1,810 sqft
Finished Basement	1,232 sqft
Unfinished Basement	578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,880 sqft (0.227 acres)
Lot Dimensions	130 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	094445A000
Street Address	917 PICARDY LN
City	SAINT CHARLES
State	MO
Zip	63301-0638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	TOWN & COUNTRY LOT 60
Legal Subdivision	TOWN & COUNTRY RESUB
Legal Lot Number	60
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2001
Census Tract	310301

Owner

917 Picardy Ln is owner-occupied and held in a trust since May 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	917 PICARDY LN, SAINT CHARLES, MO 63301-0638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 4, 2024	Beneficiary Deed, Transfer
Jan 3, 2018	Quit Claim Deed, Transfer INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Jan 3, 2018 · Amount on File
Deed Document Number	20265108
Last Transfer Date	May 7, 2026
Transfer Doc	0000022106
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 12, 2026
Property Address	917 PICARDY LN, SAINT CHARLES, MO 63301-0638
Document Number	0000022106
Instrument Date	May 7, 2026
Instrument	202622106
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	917 PICARDY LN, SAINT CHARLES, MO 63301-0638

April 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2024
Property Address	917 PICARDY LN, SAINT CHARLES, MO 63301-0638
Document Number	0000012599
Map Reference	MB 15 PG 20-23
Instrument Date	Apr 2, 2024
Instrument	2024R-012599
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 PICARDY LN, SAINT CHARLES, MO 63301-0638

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 3, 2018
Property Address	917 PICARDY LN, SAINT CHARLES, MO 63301-0638
Document Number	0068620742
Book / Page	006862 / 000742
Instrument Date	Dec 15, 2017
Instrument	4790
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	917 PICARDY LN ST CHARLES MO 633010638, ST CHARLES, MO 63301-0638

Mortgage

Document Number	68620745
Date	Jan 3, 2018
Book Page	006862/000745
Instrument	4800

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 2, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 917 Picardy Ln was $3,821, up 7.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,038 (-)	$321,250 (-) Land $60,000 Building $261,250
2025	$3,821.00 (+7.15%)	$61,038	$321,250 Land $60,000 Building $261,250
2024	$3,566.00
2023		$55,598
2022			$292,618 Land $60,000 Building $232,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 917 Picardy Ln in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	75 (1979–2015)
Claims Outside the SFHA	1 of 75
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Flooding, Jun 2011 · 3 claims Severe Storms And Flooding, Jul 2008 · 2 claims Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Picardy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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