917 Ocran Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 917 Ocran Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,434 sqft · built 1991
Lot Size	2 acres (87,251 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Mar 2024)
Tax Bill	$13 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35 25F`

Property Details

APN / Parcel Number

Primary APN	`35 25F`
Alternative APN	`11854`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,434 sqft
Basement Area	215 sqft
Unfinished Basement	215 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,251 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Deck Area	364 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11854
Street Address	917 OCRAN RD
City	WHITE STONE
State	VA
Zip	22578-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	GEORGE TOWN FARM 2.003 AC LR17/1855
Legal Subdivision	GEORGE TOWN FARM
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	30301

Owner

917 Ocran Rd is owned by an individual who acquired it in January 2026.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	37930 BLUE CRAB LN, COLTONS POINT, MD 20626-2118
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Feb 2, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Oct 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2024487
Last Transfer Date	Jan 21, 2026
Transfer Doc	0000000581
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 30, 2026
Property Address	917 OCRAN RD, WHITE STONE, VA 22578-2319
Document Number	0260000581
Map Reference	MB 304 PG 497
Instrument Date	Jan 23, 2026
Instrument	260000581
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$263.50
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 OCRAN RD, WHITE STONE, VA 22578-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37970 BLUE CRAB LN, COLTONS POINT, MD 20626-2118

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 22, 2024
Property Address	917 OCRAN RD, WHITE STONE, VA 22578-2319
Document Number	0240000487
Instrument Date	Mar 8, 2024
Instrument	240000487
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 OCRAN RD, WHITE STONE, VA 22578-2319

Mortgage

Document Number	0240000488
Date	Mar 22, 2024
Instrument	240000488

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	917 OCRAN RD, WHITE STONE, VA 22578-2319
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000207
Date	Feb 2, 2018
Instrument	180000207

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.63%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	917 OCRAN RD, WHITE STONE, VA 22578-2319
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000208
Date	Feb 2, 2018
Instrument	180000208

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	917 OCRAN RD, WHITE STONE, VA 22578-2319
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001687
Date	Jul 5, 2022
Instrument	220001687

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 3, 2017
Property Address	917 OCRAN RD, WHITE STONE, VA 22578-2319
Document Number	0170001855
Instrument Date	Sep 14, 2017
Instrument	170001855
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 917 Ocran Rd was $13.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13.00	$252,300 Land $18,000 Building $234,300	$252,300 Land $18,000 Building $234,300
2023	$973.00	$154,600 Land $18,000 Building $136,600	$154,600 Land $18,000 Building $136,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 917 Ocran Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Ocran Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

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