917 N Central Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 917 N Central Ave, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1950
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Feb 2022)
Tax Bill	$7,196 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-040-001-000`

Property Details

APN / Parcel Number

Primary APN	`039-040-001-000`
Alternative APNs	`0394001000` `0394001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	26,572 sqft (0.61 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	917 N CENTRAL AVE
City	MODESTO
State	CA
Zip	95351-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4008
Census Tract	2702

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Apr 10, 2020	Intrafamily Transfer, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 1, 2017	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Apr 10, 2020
Deed Document Number	202214091
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000025297
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 25, 2022
Property Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802
Document Number	0000014091
Instrument Date	Feb 23, 2022
Instrument	2022-0014091
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2439 MILLCREEK CT, MODESTO, CA 95351-4878

Mortgage

Document Number	0000014092
Date	Feb 25, 2022
Instrument	2022-0014092

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802

Mortgage

Document Number	0000083816
Date	Aug 31, 2021
Instrument	2021-0083816

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802

Mortgage

Document Number	0000056224
Date	Jun 14, 2021
Instrument	2021-0056224

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2020
Property Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802
Document Number	0000025297
Instrument Date	Apr 3, 2020
Instrument	2020-0025297
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802

Mortgage

Document Number	0000025298
Date	Apr 10, 2020
Instrument	2020-0025298

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2017
Property Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802
Document Number	0000064669
Instrument Date	Aug 30, 2017
Instrument	2017-0064669
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 N CENTRAL AVE, MODESTO, CA 95351-4802

Mortgage

Document Number	0000064670
Date	Sep 1, 2017
Instrument	2017-0064670

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,196.00 (-0.07%)	$627,808 (+2%) Land $365,861 Building $261,947
2025	$7,201.00 (+9.67%)	$615,499 (+4.04%) Land $358,688 Building $256,811
2023	$6,566.00 (+66.73%)	$591,600 Land $344,760 Building $246,840
2022	$3,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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