917 Laurel St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 917 Laurel St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,257 sqft · built 2018
Lot Size	0.229 acres (10,004 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Aug 2019)
Tax Bill	$11,502 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DB09800`

Property Details

APN / Parcel Number

Primary APN	`21E10DB09800`
Alternative APN	`00266492`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,257 sqft Living Area
1st Floor Area	1,141 sqft
2nd Floor Area	552 sqft
Attic Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,004 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00266492
Street Address	917 LAUREL ST
City	LAKE OSWEGO
State	OR
Zip	97034-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	79 SOUTH OSWEGO LT 6 BLK 12
Legal Range	01E
Legal Township	02S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	SOUTH OSWEGO
Legal Block	12
Legal Lot Number	6
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1004
Census Tract	20503

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	917 LAUREL ST, LAKE OSWEGO, OR 97034-4954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 6, 2019	Warranty Deed, Subdivision Related Transfer · ARM SUMMIT MORTGAGE CORP
Feb 15, 2017	Deed of Trust, Mortgage BIRCH FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	2019-046164
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	917 LAUREL ST, LAKE OSWEGO, OR 97034-4954
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006966
Date	Feb 2, 2022
Instrument	2022-006966

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 6, 2019
Property Address	917 LAUREL ST, LAKE OSWEGO, OR 97034-4954
Document Number	0000046164
Instrument Date	Aug 5, 2019
Instrument	2019-046164
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 LAUREL ST, LAKE OSWEGO, OR 97034-4954

Mortgage

Document Number	0000046165
Date	Aug 6, 2019
Instrument	2019-046165

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	917 LAUREL ST, LAKE OSWEGO, OR 97034-4954
Document Number	0000010901
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1131 POPLAR PL S SEATTLE WA 981442833, SEATTLE, WA 98144-2833

Mortgage

Document Number	0000010901
Date	Feb 15, 2017
Instrument	10901

Lender

Name	BIRCH FUND LLC
Address	1131 POPLAR PL S, SEATTLE, WA 98144-2833

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,502.00 (+5.84%)	$600,297 (+6.09%)	$1,166,058 (+2.19%) Land $269,828 Building $896,230
2023	$10,867.00	$565,838	$1,141,032 Land $261,692 Building $879,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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