917 Eddy Rd, Bloomington, IL 61704 Property Records

McLean County property record for 917 Eddy Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,208 sqft · built 1997
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Sep 2022)
Tax Bill	$6,884 (2024)
Deeds & Mortgages	Sep 2012 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-278-032`

Property Details

APN / Parcel Number

Primary APN	`21-12-278-032`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,208 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,236 sqft
Basement Area	954 sqft
Finished Basement	900 sqft
Unfinished Basement	54 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	917 EDDY RD
City	BLOOMINGTON
State	IL
Zip	61704-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 391 OLD FARM LAKES NO 15
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OLD FARM LAKES
Legal Lot Number	391
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2020
Census Tract	1107

Owner

917 Eddy Rd is owned and occupied by two individuals who bought it in September 2022.

Source: McLean County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	917 EDDY RD, BLOOMINGTON, IL 61704-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2012	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 22, 2005	Trustee's Deed, Foreclosure · ARM NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Sep 22, 2005 · Amount on File
Deed Document Number	202217540
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	0000032249
Record Updated	Oct 29, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	917 EDDY RD, BLOOMINGTON, IL 61704-4811
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200022296
Date	Sep 7, 2012
Instrument	2012-00022296

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2042

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 30, 2022
Property Address	917 EDDY RD, BLOOMINGTON, IL 61704-4811
Document Number	202200017540
Map Reference	DOC 96-9204
Instrument Date	Sep 23, 2022
Instrument	2022-00017540
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	917 EDDY RD, BLOOMINGTON, IL 61704-4811

Mortgage

Document Number	202200017541
Date	Sep 30, 2022
Instrument	2022-00017541

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

September 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 22, 2005
Property Address	917 EDDY RD, BLOOMINGTON, IL 61704-4811
Document Number	200500028389
Map Reference	DOC96-9204
Instrument Date	Sep 9, 2005
Instrument	2005-00028389
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 EDDY RD, BLOOMINGTON, IL 61704-4811

Mortgage

Document Number	200500028390
Date	Sep 22, 2005
Instrument	2005-00028390

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2012
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,554 Land $21,461 Building $76,093	$292,662 Land $64,383 Building $228,279
2024	$6,884.00 (+11.93%)
2023	$6,150.00 (+7.25%)	$79,588 (+8.32%) Land $17,509 Building $62,079	$238,764 (+8.32%) Land $52,527 Building $186,237
2022	$5,734.00	$73,478 Land $16,165 Building $57,313	$220,434 Land $48,495 Building $171,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 917 Eddy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 917 Eddy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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