Citrus County property record for 917 E Harvard St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,842 sqft · built 1988 |
| Lot Size | 0.221 acres (9,639 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $667 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02000-1460 |
| Primary APN | 20E-19S-21-0020-02000-1460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 1,842 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,639 sqft (0.221 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Aluminum Porch |
| Porch Area | 144 sqft |
| Utility Building | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1995884 |
|---|---|
| Street Address | 917 E HARVARD ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-6726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 146 & 147 BLK 200 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 21 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 200 |
| Legal Lot Number | 146-1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 451104 |
Source: Citrus County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 917 E HARVARD ST, INVERNESS, FL 34452-6726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 18, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2006 |
| Deed Sale | Jan 10, 2006 |
| Prior Sale | Mar 1, 1991 · Amount on Record |
| Deed Document Number | 20062355 |
| Deed Book / Page | 1959 / 1902 |
| Prior Transfer Date | Jul 12, 2005 |
| Prior Transfer Doc | 0018820603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 18, 2023 |
| Property Address | 917 E HARVARD ST, INVERNESS, FL 34452-6726 |
| Document Number | 0034100251 |
| Book / Page | 3410 / 251 |
| Map Reference | MB 3 PG 51 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023053767 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 E HARVARD ST, INVERNESS, FL 34452-6726 |
| Name | Verified Name |
|---|---|
| Address | 4504 PROSPECT AVE, ONEKAMA, MI 49675-9634 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 917 E HARVARD ST, INVERNESS, FL 34452-6726 |
| Document Number | 0029760722 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 917 E HARVARD ST INVERNESS FL 344526726, INVERNESS, FL 34452-6726 |
| Document Number | 0029760722 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 002976/000722 |
| Instrument | 24797 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $667.00 (+12.1%) | $77,218 (-64.84%) | $212,825 (-3.1%) Land $7,760 Building $205,065 |
| 2024 | $595.00 (+1.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $219,624 (-1.69%) Land $7,120 Building $212,504 | $219,624 (-1.69%) Land $7,120 Building $212,504 |
| 2023 | $588.00 (-6.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $223,398 (+27.43%) Land $6,400 Building $216,998 | $223,398 (+27.43%) Land $6,400 Building $216,998 |
| 2022 | $632.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $175,308 Land $5,520 Building $169,788 | $175,308 Land $5,520 Building $169,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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