917 E Derby Ave, Auburndale, FL 33823 Property Records

Polk County property record for 917 E Derby Ave, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,700 sqft · built 1947
Lot Size	0.946 acres (41,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2021)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-12-339500-000151`

Property Details

APN / Parcel Number

Primary APN	`25-28-12-339500-000151`
Alternative APNs	`122825339500000151` `22825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,268 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	41,212 sqft (0.946 acres)
Lot Dimensions	125 ft deep x 132 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	768 sqft
Porch	Florida Room
Porch Area	552 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	917 E DERBY AVE
City	AUBURNDALE
State	FL
Zip	33823-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE JESSIE OR CARRS J A SUB PB 3 PG 38 S12/13 T28 R25 LOT 15 W 132 FT
Legal Range	25E
Legal Township	28S
Legal Section	12
Legal Subdivision	LAKE JESSIE OR CARRS J A SUBDIVISION
Legal Tract	339500
Legal Block	1
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1038
Census Tract	13200

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 E DERBY AVE, AUBURNDALE, FL 33823-4625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC
Jul 8, 2021	Warranty Deed, Transfer INTEGRITY FIRST TITLE
Feb 18, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	2021176320
Deed Book / Page	11792 / 1698
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	917 E DERBY AVE, AUBURNDALE, FL 33823-4625
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 E DERBY AVE, AUBURNDALE, FL 33823-4625

Mortgage

Document Number	0000106085
Date	Apr 19, 2022
Book Page	12215/649
Instrument	2022106085

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 8, 2021
Property Address	917 E DERBY AVE, AUBURNDALE, FL 33823-4625
Document Number	0000176320
Book / Page	11792 / 1698
Map Reference	MB 3 PG 38
Instrument Date	Jun 1, 2021
Instrument	2021176320
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 WILLIAM AVE, WINTER HAVEN, FL 33880-1460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 E DERBY AVE, AUBURNDALE, FL 33823

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	917 E DERBY AVE, AUBURNDALE, FL 33823-4625
Document Number	0107590777
Instrument Date	Feb 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	917 E DERBY AVE AUBURNDALE FL 338234625, AUBURNDALE, FL 33823-4625

Mortgage

Document Number	0107590777
Date	Feb 25, 2019
Book Page	010759/000777
Instrument	37306

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,700 (+2.7%)	$236,135 (-1.46%) Land $38,109 Building $198,026
2025	$1,453.00 (-60.02%) Homeowner's exemption	$152,580 (-35.28%)	$239,641 (+1.65%) Land $38,109 Building $201,532
2023	$3,634.00 (+9.52%)	$235,759 (+12.99%) Land $17,860 Building $217,899	$235,759 (+12.99%) Land $17,860 Building $217,899
2022	$3,318.00	$208,657 Land $14,984 Building $193,673	$208,657 Land $14,984 Building $193,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Summit Broadband, Verizon.

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