917 E 19th St, Spencer, IA 51301 Property Records

Clay County property record for 917 E 19th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,560 sqft · built 2004
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$303,000 (Aug 2020)
Flood ZoneZone X (minimal risk)
APN963606479005

Property Details

APN / Parcel Number

Primary APN963606479005
Alternative APN
  • 64096360647900500

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Basement Area1,560 sqft
Finished Basement916 sqft
Unfinished Basement644 sqft
SunroomSunroom
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions1,400 ft deep x 750 ft wide
Garage TypeAttached
Garage Area876 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area400 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Water SourceCommercial

Location & Zoning

Old Parcel Number64096360647900500
Street Address917 E 19TH ST
CitySPENCER
StateIA
Zip51301-2439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPENCER RESID
Legal Description6 2 CEDAR HILL ADD
Legal Range36
Legal Township17
Legal Section06
Legal SubdivisionCEDAR HILL ADDITION
Legal Lot Number6
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1005
Census Tract80200

Owner

Source: Clay County records, as of October 24, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Prior SaleOct 19, 2018 · Amount on Record
Deed Document Number2020 2615
Deed Book / Page2020 / 2615
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2022

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on E 19th St

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