917 E 11th Ct, Panama City, FL 32401 Property Records

Bay County property record for 917 E 11th Ct, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 886 sqft · built 1940
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Aug 2020)
Tax Bill	$302 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16502-000-000`

Property Details

APN / Parcel Number

Primary APN	`16502-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	886 sqft
1st Floor Area	886 sqft

Exterior

Year Built	Built 1940
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Fence	Fence

Location & Zoning

Street Address	917 E 11TH CT
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC04
Legal Description	4 4S 14W -41- 69A BEG 345' N OF SE COR OF SE1/4 OF SW1/4 OF NE1/4 TH N 100' W 75' S 100'
Legal Range	14W
Legal Township	04S
Legal Section	04
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3009
Census Tract	1600

Owner

917 E 11th Ct, residential vacant land, is owned by an individual who bought it in August 2020.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	739 DETROIT AVE APT 202, 202, PANAMA CITY, FL 32401-5463
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	2020051684
Deed Book / Page	4284 / 149
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 7, 2020
Property Address	917 E 11TH CT, PANAMA CITY, FL 32401
Document Number	0042840149
Book / Page	4284 / 149
Instrument Date	Aug 5, 2020
Instrument	2020051684
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 PEBBLE BEACH PL, 2116, PANAMA CITY, FL 32408-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 GARDEN COVE RD, PANAMA CITY, FL 32404-6076

Mortgage

Document Number	0004284151
Date	Aug 7, 2020
Instrument	4284/151

Lender

Name	SUE MERITT
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 917 E 11th Ct was $302.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$302.00	$21,200 Land $20,400 Building $800	$21,200 Land $20,400 Building $800
2023	$455.00 (+10.44%)	$18,012 (+32.31%) Land $17,212 Building $800	$18,012 (+32.31%) Land $17,212 Building $800
2022	$412.00	$13,613 Land $12,813 Building $800	$13,613 Land $12,813 Building $800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 E 11th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 E 11th Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on E 11th Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures