917 Chesapeake Junction Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 917 Chesapeake Junction Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,024 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Jun 2007)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage
APN	`03-23-0-303-004`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-303-004`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,024 sqft Living Area
Basement Area	844 sqft
Unfinished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	917 CHESAPEAKE JUNCTION LN
City	O FALLON
State	IL
Zip	62269-6975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESAPEAKE JUNCTION PHASE 1 LOT 57 IN A02050406
Legal Subdivision	CHESAPEAKE JUNCTION
Legal Phase	1
Legal Block	303
Legal Lot Number	57
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2036
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 CHESAPEAKE JUNCTION LN, O FALLON, IL 62269-6975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2007 · Amount on Record
Deed Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	20072050406
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	00A2050405
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	917 CHESAPEAKE JUNCTION LN, O FALLON, IL 62269-6975
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 CHESAPEAKE JUNCTION LN, O FALLON, IL 62269-6975
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02788849
Date	Aug 10, 2023
Instrument	A02788849

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate	5.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	917 CHESAPEAKE JUNCTION LN, O FALLON, IL 62269-6975
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02717311
Date	Sep 21, 2021
Instrument	A02717311

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Jul 1, 2043

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$99,531 (+39.76%) Land $17,808 Building $81,723	$298,593 (+39.76%) Land $53,424 Building $245,169
2022	$71,217 Land $12,751 Building $58,466	$213,651 Land $38,253 Building $175,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, T-Mobile, Wisper ISP.

Nearby Properties on Chesapeake Junction Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures