917 Cedar St, Sandpoint, ID 83864 Property Records

Bonner County property record for 917 Cedar St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1920
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,749 (2026)
Deeds & Mortgages	Apr 2026 Sale Nov 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0500026010AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500026010AA`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Finished Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	9,932 sqft (0.228 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	917 CEDAR ST
City	SANDPOINT
State	ID
Zip	83864-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN BLK 26 LOT 10 LESS E 5FT ALL OF LOT 11 & 12 - CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	26
Legal Lot Number	10-12
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3002
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2192 NW BOULDER WAY DR, ISSAQUAH, WA 98027-5643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer TITLEONE
Nov 2, 2009	Deed of Trust, Mortgage MOUNTAIN CAPITAL LLC
Nov 2, 2009	Deed of Trust, Mortgage SKW HOLDINGS LLC
Nov 2, 2009	Deed of Trust, Mortgage SKW HOLDINGS LLC
Nov 2, 2009	Deed of Trust, Mortgage MOUNTAIN CAPITAL
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 11, 2010	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026
Deed Sale	Apr 20, 2026
Prior Sale	Jan 11, 2010 · Amount on Record
Deed Document Number	20261060703
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 20, 2026
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Document Number	0001060703
Instrument Date	Apr 16, 2026
Instrument	20261060703
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLEONE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2192 NW BOULDER WAY DR, ISSAQUAH, WA 98027-5643

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782428
Date	Nov 2, 2009
Instrument	782428

Lender

Name	MOUNTAIN CAPITAL LLC
Address	MARSHALL, WA 99020

Agreement

Amount	Amount Recorded
Term	6 Months
Due	May 1, 2010

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782426
Date	Nov 2, 2009
Instrument	782426

Lender

Name	SKW HOLDINGS LLC
Address	SPOKANE, WA 99223

Agreement

Amount	Amount Recorded
Term	6 Months
Due	May 1, 2010

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782427
Date	Nov 2, 2009
Instrument	782427

Lender

Name	SKW HOLDINGS LLC
Address	SPOKANE, WA 99223

Agreement

Amount	Amount Recorded
Term	6 Months
Due	May 1, 2010

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782429
Date	Nov 2, 2009
Instrument	782429

Lender

Name	MOUNTAIN CAPITAL
Address	MARSHALL, WA 99020

Agreement

Amount	Amount Recorded
Term	6 Months
Due	May 1, 2010

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000959991
Date	Jun 30, 2020
Instrument	959991

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jan 11, 2010
Property Address	917 CEDAR ST, SANDPOINT, ID 83864-1951
Document Number	0000786057
Map Reference	MB 1 PG 57
Instrument Date	Jan 5, 2010
Instrument	786057
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 CEDAR ST, SANDPOINT, ID 83864-1951

Mortgage

Document Number	0000786058
Date	Jan 11, 2010
Instrument	786058

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,749.00 (+10.63%) Homeowner's exemption	$370,670 (-1.1%) Land $273,590 Building $97,080	$370,670 (-1.1%) Land $273,590 Building $97,080
2025	$1,581.00 (+14.98%) Homeowner's exemption	$374,790 (+4.63%) Land $273,590 Building $101,200	$374,790 (+4.63%) Land $273,590 Building $101,200
2023	$1,375.00 Homeowner's exemption	$358,215 Land $252,230 Building $105,985	$358,215 Land $252,230 Building $105,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Kaniksu Internet, T-Mobile.

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