Lincoln County property record for 917 Black Beard Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,226 sqft · built 2023 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jan 2026) |
| Tax Bill | $3,691 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-83-2402 |
| Primary APN | 3692-83-2402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Custom Design |
| Lot Area | 7,536 sqft (0.173 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 315212 |
|---|---|
| Street Address | 917 BLACK BEARD DR |
| City | DENVER |
| State | NC |
| Zip | 28037-0960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #939 CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE PARCEL ELK PHASE 3 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 71102 |
917 Black Beard Dr is owned and occupied by two individuals who bought it in January 2026.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 917 BLACK BEARD DR, DENVER, NC 28037-0960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 17, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage SHEA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | Oct 17, 2023 · Amount on File |
| Deed Document Number | 2026704106 |
| Deed Book / Page | 3469 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 8, 2026 |
| Property Address | 917 BLACK BEARD DR, DENVER, NC 28037-0960 |
| Document Number | 0003469301 |
| Book / Page | 3469 / 301 |
| Map Reference | MB 23 PG 13-15 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 704106 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 BLACK BEARD DR, DENVER, NC 28037-0960 |
| Name | Verified Name |
|---|---|
| Address | 917 BLACK BEARD DR, DENVER, NC 28037-0960 |
| Document Number | 0000704107 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 704107 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 17, 2023 |
| Property Address | 917 BLACK BEARD DR, DENVER, NC 28037-0960 |
| Document Number | 0003283429 |
| Book / Page | 3283 / 429 |
| Map Reference | MB 23 PG 13-15 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 673118 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,331.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 917 BLACK BEARD DR, DENVER, NC 28037-0960 |
| Document Number | 0000673119 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 673119 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2026 property tax bill for 917 Black Beard Dr was $3,691.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,691.00 | $588,050 (-) Land $75,000 Building $513,050 | $588,050 (-) Land $75,000 Building $513,050 |
| 2025 | $3,691.00 | $588,050 Land $75,000 Building $513,050 | $588,050 Land $75,000 Building $513,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 917 Black Beard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 917 Black Beard Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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