9164 Harding Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9164 Harding Ave, Surfside, FL 33154 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1953
Lot Size	0.128 acres (5,600 sqft)
Owner	Owner Name on File
Tax Bill	$3,535 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`14-2235-001-0640`

Property Details

APN / Parcel Number

Primary APN	`14-2235-001-0640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,004 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1953
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Porch	Porch
Porch Area	35 sqft
Patio Area	87 sqft

Location & Zoning

Street Address	9164 HARDING AVE
City	SURFSIDE
State	FL
Zip	33154-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALTOS DEL MAR NO 4 PB 10-63 LOT 6 BLK 6 LOT SIZE 50.000 X 112 OR 20282-1085 03 2002 4 COC 21398-2536 06 2003 4
Legal Range	42
Legal Township	52
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 4
Legal Block	6
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	3
Census Block	3002
Census Tract	3804

Owner

Source: Miami-Dade County records · APN 14-2235-001-0640

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	9164 HARDING AVE, SURFSIDE, FL 33154-3125
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jul 07, 2003 · Amount on Record
Last Transfer Date	Oct 05, 2009
Transfer Doc	0000719746
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9164 HARDING AVE, SURFSIDE, FL 33154-3125
Transaction Type	Mortgage
Record Updated	Jun 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9164 HARDING AVE, SURFSIDE, FL 33154-3125

Mortgage

Document Number	0000320645
Date	May 15, 2023
Book Page	33704/4793
Instrument	2023R0320645

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	May 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,535.00 (+6.93%) Homeowner's exemption	$209,894 (+5.99%)	$1,095,081 (+23.33%) Land $980,000 Building $115,081
2023	$3,306.00 (+3.12%) Homeowner's exemption	$198,038 (+3%)	$887,919 (+31.51%) Land $772,838 Building $115,081
2022	$3,206.00 Homeowner's exemption	$192,270	$675,169 Land $560,088 Building $115,081

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 178 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	601 units insured 423 under condo master policies
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	3 of 79
Most Recent Claim	Jun 2024, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 13 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Andrew, Aug 1992 · 15 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Hotwire Communications, Cogeco Cable Holdings II, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.