9162 Cedar Ridge Ln, Temperance, MI 48182 Property Records

Monroe County property record for 9162 Cedar Ridge Ln, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2018)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-652-056-00`

Property Details

APN / Parcel Number

Primary APN	`02-652-056-00`
Alternative APN	`02 014 067 01`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9162 CEDAR RIDGE LN
City	TEMPERANCE
State	MI
Zip	48182-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE MEADOWS PLAT TWO LOT 56
Legal Subdivision	VLG MEADOWS
Legal Lot Number	56
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1000
Census Tract	833200

Owner

9162 Cedar Ridge Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9162 CEDAR RIDGE LN, TEMPERANCE, MI 48182-9168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Deed Document Number	201812568
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	2018R12570
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	9162 CEDAR RIDGE LN, TEMPERANCE, MI 48182-9168
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9162 CEDAR RIDGE LN, TEMPERANCE, MI 48182-9168

Mortgage

Document Number	0000022544
Date	Nov 30, 2022
Instrument	2022R22544

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	9162 CEDAR RIDGE LN, TEMPERANCE, MI 48182-9168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015997
Date	Aug 11, 2020
Instrument	2020R15997

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Aug 1, 2037

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 17, 2018
Property Address	9162 CEDAR RIDGE LN, TEMPERANCE, MI 48182-9168
Document Number	2018R12568
Map Reference	LB21 PG54
Instrument Date	Jul 13, 2018
Instrument	2018R12568
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 CARISBROOK DR, TEMPERANCE, MI 48182-1134

Mortgage

Document Number	0000012569
Date	Jul 17, 2018
Instrument	2018R12569

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9162 Cedar Ridge Ln was $3,431 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,300 (+7.41%) Land $165,300	$330,600 (+7.41%) Land $330,600
2025	$3,431.00 Homeowner's exemption	$153,900 Land $153,900	$307,800 Land $307,800
2023	$3,064.00 Homeowner's exemption	$127,900	$255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9162 Cedar Ridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9162 Cedar Ridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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