9160 Kern Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9160 Kern Ave, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,762 sqft · built 2024
Lot Size0.088 acres (3,872 sqft)
OwnerIndividual Name on File
Last Sale$1,024,500 (Sep 2024)
Tax Bill$12,625 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Sep 2018 Foreclosure
Flood ZoneZone X (moderate risk)
APN790-17-003

Property Details

APN / Parcel Number

Primary APN790-17-003
Alternative APN
  • 790-67-004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,762 sqft Living Area
Gross Area448 sqft
1st Floor Area720 sqft
2nd Floor Area1,042 sqft

Exterior

Year BuiltBuilt 2024
Architectural StyleOther
Construction TypeWood
Lot Area3,872 sqft (0.088 acres)
Lot Dimensions372 ft deep x 118 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address9160 KERN AVE
CityGILROY
StateCA
Zip95020-7503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3PUD
Legal DescriptionTR 10582 LOT 4
Legal SubdivisionLAS ANIMAS RANCH
Legal Tract10582
Legal Lot Number4 42
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1005
Census Tract512505

Owner

9160 Kern Ave is owned and occupied by an individual who bought it in September 2024.

Source: Santa Clara County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9160 KERN AVE, GILROY, CA 95020-7503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2024Grant Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Sep 7, 2018Trustee's Deed, Foreclosure
TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2024 · Amount on File
Deed SaleSep 19, 2024 · Amount on File
Prior SaleOct 17, 2005
Deed Document Number25701162
Record UpdatedJun 7, 2026

September 2024: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateSep 19, 2024
Property Address9160 KERN AVE, GILROY, CA 95020-7503
Document Number0025701162
Map ReferenceMB 949 PGS 16 THROUG
Instrument DateSep 5, 2024
Instrument25701162
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 1, 2025
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL COMPANYHOMEBU

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9160 KERN AVE, GILROY, CA 95020-7503

Mortgage

Document Number0025701163
DateSep 19, 2024
Instrument25701163
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA CLARA CA
Recording DateSep 7, 2018
Property Address9160 KERN AVE, GILROY, CA 95020-7503
Document Number0024019154
Instrument DateSep 6, 2018
Instrument24019154
Transaction TypeForeclosure
Record UpdatedSep 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount on Record
Tax$550.00
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address750 MENLO AVE #250 MENLO PARK CA 940254758, 250, MENLO PARK, CA 94025-4758

Tax Assessment & Valuation

The 2025 property tax bill for 9160 Kern Ave was $12,625.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,625.00$1,024,490 Land $512,245 Building $512,245
2023$1,736.00$134,939 Land $134,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9160 Kern Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1995–2001)
Most Recent ClaimJan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9160 Kern Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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