9160 Birch Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 9160 Birch Lake Rd, Ely, MN 55731

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	13 acres (567,587 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Aug 2018)
Tax Bill	$408 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-0010-01600`

Property Details

APN / Parcel Number

Primary APN	`610-0010-01600`
Alternative APN	`1055459`

Exterior

Lot Area	567,587 sqft (13 acres)

Location & Zoning

Account Number	1055459
Street Address	9160 BIRCH LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	FAM
Legal Description	NLY 430 FT OF SW1/4 OF SW1/4 SERIAL #
Legal Range	12W
Legal Township	61N
Legal Section	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	1
Census Block	1088
Census Tract	15401

Owner

Source: St. Louis County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2001 N 9TH AVE, VIRGINIA, MN 55792-2170
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION
Aug 1, 2018	Warranty Deed, Transfer · Conventional with PMI COMPEER FIN'L FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20181337716
Prior Transfer Date	Jun 22, 2004
Prior Transfer Doc	0000948755
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2026
Property Address	9160 BIRCH LAKE RD, ELY, MN 55731
Document Number	0001540584
Instrument Date	Aug 21, 2026
Instrument	20261540584
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001540584,
Date	Sep 18, 2026
Instrument	20261540584

Lender

Name	NORTHERN COMMUNITIES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 1, 2018
Property Address	9104 BIRCH LAKE RD, ELY, MN 55731
Document Number	00A1337716
Instrument Date	Jul 27, 2018
Instrument	A1337716
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 N 9TH AVE VIRGINIA MN 557922170, VIRGINIA, MN 55792-2170

Mortgage

Document Number	A1337717
Date	Aug 1, 2018
Instrument	A1337717

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$408.00 (+4.08%)
2025	$392.00 (+15.29%)	$44,400 (-) Land $44,400	$44,400 (-) Land $44,400
2024	$340.00	$44,400 (+24.02%) Land $44,400	$44,400 (+24.02%) Land $44,400
2022		$35,800 Land $35,800	$35,800 Land $35,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 88% of Minnesota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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