916 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 916 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 1991
Lot Size	0.189 acres (8,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2014)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0920-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0920-8`
Alternative APNs	`18-28-16-20684-000-0840` `281618206840000840` `162818206840000840` `R188707`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,220 sqft (0.189 acres)
Lot Dimensions	117 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	287 sqft
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188707
Street Address	916 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 84
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	84
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27318

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK ISA STATE CHARTERED B
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Prior Sale	Mar 25, 2014
Deed Document Number	2014323445
Deed Book / Page	18597 / 1710
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0224362581
Date	May 10, 2023
Book Page	22436/2581
Instrument	2023122904

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0219421475
Date	Feb 21, 2022
Book Page	21942/1475
Instrument	2022055117

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209461702
Date	Apr 1, 2020
Book Page	20946/1702
Instrument	2020108178

Lender

Name	FIRST SAVINGS BANK ISA STATE CHARTERED B
Type	Non-Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	916 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0207270554
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	916 VALLEY CL VW PALM HARBOR FL 34684, PALM HARBOR, FL 34684

Mortgage

Document Number	0207270554
Date	Oct 10, 2019
Book Page	020727/000554
Instrument	326867

Lender

Name	FIFTH THIRD BK/TAMPA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (+7.38%) Homeowner's exemption	$275,437 (+5.99%)	$490,212 (+3.03%) Land $138,719 Building $351,493
2023	$4,121.00 (+3.03%) Homeowner's exemption	$259,878 (+3%)	$475,790 (+12.18%) Land $190,579 Building $285,211
2022	$4,000.00 Homeowner's exemption	$252,309	$424,147 Land $198,096 Building $226,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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