St. Clair County property record for 916 Townsend Dr, Algonac, MI 48001 · Last verified April 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Nov 2021) |
| Tax Bill | $128 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-127-0034-000 |
| Primary APN | 74-01-127-0034-000 |
|---|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 123 ft deep x 34.2 ft wide |
| Street Address | 916 TOWNSEND DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | ALL THAT PART OF LOT 311 LYING E OF W LIMIT OF VILLAGE OF ALGONAC SUPV ROY T GILBERTS PLAT NO 2 SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 2-ALGON |
| Legal Lot Number | 311 |
| Legal Unit | 311 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-127-0034-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 850 TOWNSEND DR, ALGONAC, MI 48001-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 22, 2021 | Warranty Deed, Transfer CHIRCO TITLE AGENCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 202132719 |
| Deed Book / Page | 5453 / 6 |
| Prior Transfer Date | Oct 22, 2021 |
| Prior Transfer Doc | 0000054538 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 22, 2021 |
| Property Address | 916 TOWNSEND DR, ALGONAC, MI 48001 |
| Document Number | 0000054536 |
| Book / Page | 5453 / 6 |
| Map Reference | LB 48 PG 32 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021032719 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | COLONIAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,992.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4079 BLUE RIVER DR, 4079, SAINT CLAIR, MI 48079-3500 |
| Name | Verified Name |
|---|---|
| Address | 850 TOWNSEND DR, ALGONAC, MI 48001-1663 |
| Document Number | 0000544885 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 5448/85 |
| Instrument | 2021031766 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 22, 2021 |
| Property Address | 916 TOWNSEND DR, ALGONAC, MI 48001 |
| Document Number | 0000054535 |
| Book / Page | 5453 / 5 |
| Map Reference | LB 48 PG 32-35 |
| Instrument Date | Jun 06, 2012 |
| Instrument | 2021032718 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6326 MARSH RD, 6326, COTTRELLVILLE, MI 48039-1314 |
| Name | Verified Name |
|---|---|
| Address | 850 TOWNSEND DR, ALGONAC, MI 48001-1663 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128.00 (-41.55%) Homeowner's exemption | $8,600 (+11.69%) | |
| 2024 | $219.00 (+11.73%) | $17,200 (+11.69%) | |
| 2023 | $7,700 | ||
| 2022 | $196.00 | $15,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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