916 SW 3rd St, Spiro, OK 74959 Property Records

Le Flore County property record for 916 SW 3rd St, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,642 sqft · built 1974
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Feb 2023)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34748`

Property Details

APN / Parcel Number

Primary APN	`34748`
Alternative APN	`U050-23-09N-25E-0-036-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34748
Street Address	916 SW 3RD ST
City	SPIRO
State	OK
Zip	74959-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO TOWNSHIP ADD SEC 23 TWP 9N RNG 25E PT N1/2 SW BEG NW COR NE SW E29.51 S195 W161.51 N195 E132 POB B1225 P70 B1623 P877 B
Legal Range	25E
Legal Township	09N
Legal Section	23
Legal Subdivision	TOWNSHIP ADD
Legal Block	9N
Legal Lot Number	25E
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3012
Census Tract	40299

Owner

916 SW 3rd St is owned and occupied by an individual who bought it in February 2023.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	916 SW 3RD ST, SPIRO, OK 74959-2534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Deed Document Number	20231081
Deed Book / Page	2214 / 711
Prior Transfer Date	Oct 21, 2020
Prior Transfer Doc	0021440032
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Feb 16, 2023
Property Address	916 SW 3RD ST, SPIRO, OK 74959-2534
Document Number	0022140711
Book / Page	2214 / 711
Instrument Date	Feb 14, 2023
Instrument	1081
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	SCA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 SW 3RD ST, SPIRO, OK 74959-2534

Mortgage

Document Number	0022140713
Date	Feb 16, 2023
Book Page	2214/713
Instrument	1082

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE FLORE OK
Recording Date	Nov 12, 2020
Property Address	916 SW 3RD ST, SPIRO, OK 74959-2534
Document Number	0021230545
Book / Page	002123 / 000545
Instrument Date	Oct 21, 2020
Instrument	8126
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 861 STIGLER OK 744620861, STIGLER, OK 74462-0861

Tax Assessment & Valuation

The 2025 property tax bill for 916 SW 3rd St was $1,540.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,635 (-4.19%) Land $1,593 Building $15,042	$151,222 (-4.2%) Land $14,480 Building $136,742
2025	$1,540.00	$17,363 Land $2,200 Building $15,163	$157,846 Land $20,000 Building $137,846
2023	$837.00	$9,208 Land $825 Building $8,383	$83,712 Land $7,500 Building $76,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 916 SW 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 SW 3rd St is high, ranking above 80% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	100 / 25

May also be available: Verizon.

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