916 Stratton Ln, Winchester, KY 40391 Property Records

Clark County property record for 916 Stratton Ln, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,353 sqft · built 1988
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$122,000 (Jan 2017)
Tax Bill$1,537 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN043-4006-020-00

Property Details

APN / Parcel Number

Primary APN043-4006-020-00
Alternative APN
  • 614700010001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,353 sqft Living Area
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions146 ft deep x 130 ft wide
Garage Area638 sqft
DrivewayConcrete Driveway
Driveway Area140 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area31 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number614700010001
Street Address916 STRATTON LN
CityWINCHESTER
StateKY
Zip40391-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionLOT 114 UNIT 5 PLAT 38B
Legal SubdivisionTHE MEADOWS
Legal Lot Number114
Legal Unit5
JurisdictionCLARK KY
Township / Civil DivisionWINCHESTER
Census Block Group1
Census Block1001
Census Tract20103

Owner

Source: Clark County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address916 STRATTON LN, WINCHESTER, KY 40391-9763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2017 · Amount on Record
Deed SaleJan 30, 2017 · Amount on Record
Prior SaleFeb 20, 2008
Record UpdatedSep 20, 2026

April 2026: Deed, Construction Loan

Document TypeDeed
JurisdictionCLARK KY
Recording DateApr 21, 2026
Property Address916 STRATTON LN, WINCHESTER, KY 40391-9763
Instrument DateApr 20, 2026
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2026
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address916 STRATTON LN, WINCHESTER, KY 40391-9763
InvestorPossibly a Property Investor

Mortgage

DateApr 21, 2026
Lender
NameEXCHANGE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate0.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 12, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,537.00 (+27.98%)$160,000 (+31.15%) Land $25,000 Building $135,000$160,000 (+31.15%) Land $25,000 Building $135,000
2023$122,000$122,000
2022$1,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1990–2021)
Claims Outside the SFHA2 of 8
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER MUNICIPAL UTILITIES
private · serves 29,823 people · EPA ID KY0250473
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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