Orange County property record for 916 Spruce Pine Trl, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,456 sqft · built 1971 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Aug 2019) |
| Tax Bill | $2,045 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9893-70-5584 |
| Primary APN | 9893-70-5584 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,912 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 175 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 916 SPRUCE PINE TRL |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-5928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 13 BL D WHISPERING PINES P19/181 |
| Legal Subdivision | WHISPERING PINE |
| Legal Block | D |
| Legal Unit | 13 |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | ENO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10902 |
916 Spruce Pine Trl is owned and occupied by an individual who bought it in August 2019.
Source: Orange County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 916 SPRUCE PINE TRL, DURHAM, NC 27705-5928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 2, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Prior Sale | Mar 24, 1997 · Amount on File |
| Deed Document Number | 201930005145 |
| Deed Book / Page | 6621 / 2320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 916 SPRUCE PINE TRL, DURHAM, NC 27705-5928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067871956 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 6787/1956 |
| Instrument | 30075383 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 916 SPRUCE PINE TRL, DURHAM, NC 27705-5928 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 67411501 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 6741/1501 |
| Instrument | 30055589 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Aug 2, 2019 |
| Property Address | 916 SPRUCE PINE TRL, DURHAM, NC 27705-5928 |
| Document Number | 66212320 |
| Book / Page | 6621 / 2320 |
| Map Reference | MB 19 PG 181 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 30005145 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 VIRGINIA DARE CT, 11, DURHAM, NC 27705-6133 |
| Name | Verified Name |
|---|---|
| Address | 916 SPRUCE PINE TRL, DURHAM, NC 27705-5928 |
| Document Number | 30005146 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 30005146 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 916 Spruce Pine Trl was $2,045, up 8.1% from the year before.
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Unified School District | Orange County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,045.00 (+8.14%) | $241,700 (-) Land $55,000 Building $186,700 | $241,700 (-) Land $55,000 Building $186,700 |
| 2025 | $1,891.00 | $241,700 Land $55,000 Building $186,700 | $241,700 Land $55,000 Building $186,700 |
| 2023 | $1,650.00 | $161,300 Land $33,000 Building $128,300 | $161,300 Land $33,000 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 916 Spruce Pine Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 916 Spruce Pine Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHISPERING PINES private · serves 183 people · EPA ID NC0368135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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