916 Sessions Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 916 Sessions Rd, Elgin, SC 29045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2,734 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2025)
Tax Bill	$902 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-00-00-005-S99`

Property Details

APN / Parcel Number

Primary APN	`320-00-00-005-S99`
Alternative APN	`3387`

Interior

Stories	1 Story
Building Area	2,734 sqft Gross Area
Gross Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	24 sqft
Deck Area	240 sqft

Location & Zoning

Account Number	3387
Old Parcel Number	320-00-00-005 S99
Street Address	916 SESSIONS RD
City	ELGIN
State	SC
Zip	29045-9098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHEN M HAGINS SUBDIVISION LOT 5
Legal Subdivision	STEVEN M HAGINS SUBDIV
Legal Lot Number	5
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	970907

Owner

Source: Kershaw County records · APN 320-00-00-005-S99

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	916 SESSIONS RD, ELGIN, SC 29045-9098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Mar 19, 2012 · Amount on Record
Deed Document Number	2025-6788
Deed Book / Page	5410 / 16
Record Updated	Jun 08, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 14, 2025
Property Address	916 SESSIONS RD, ELGIN, SC 29045-9098
Document Number	0020256788
Book / Page	5410 / 16
Map Reference	MB 36 PG 127
Instrument Date	Aug 04, 2025
Instrument	2025-6788
Transaction Type	Transfer
Record Updated	Nov 07, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	916 SESSIONS RD, ELGIN, SC 29045-9098

Mortgage

Document Number	0020256789
Date	Aug 14, 2025
Instrument	2025-6789

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00 (-23.3%)	$181,100 (-) Land $24,000 Building $157,100	$181,100 (-)
2023	$1,176.00	$181,100 Land $24,000 Building $157,100	$181,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 42% of South Carolina
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.