916 Riviera Dr, Ponca City, OK 74601 Property Records

Kay County property record for 916 Riviera Dr, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1953
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jun 2024)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1190-00-001-020-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1190-00-001-020-0-000-00`
Alternative APN	`8869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8869
Street Address	916 RIVIERA DR
City	PONCA CITY
State	OK
Zip	74601-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-RIVIERA HTS ADD BLOCK 1 LOT 20
Legal Range	02E
Legal Township	26N
Legal Section	21
Legal Subdivision	RIVIERA HEIGHTS
Legal Block	1
Legal Lot Number	20
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	3
Census Block	3005
Census Tract	100

Owner

916 Riviera Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 RIVIERA DR, PONCA CITY, OK 74601-3131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2024	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 19, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Aug 2, 2011
Deed Document Number	20243724
Deed Book / Page	1966 / 812
Prior Transfer Date	Apr 27, 2010
Prior Transfer Doc	0000007327
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 7, 2024
Property Address	916 RIVIERA DR, PONCA CITY, OK 74601-3131
Document Number	I2024003724
Book / Page	1966 / 812
Instrument Date	May 30, 2024
Instrument	I-2024-003724
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	HERITAGE TITLE OF OK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 FAIRVIEW AVE STE 3, 3, PONCA CITY, OK 74601-2056

Mortgage

Document Number	I2024003725
Date	Jun 7, 2024
Instrument	I-2024-003725

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	916 RIVIERA DR, PONCA CITY, OK 74601-3131
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 E 66TH ST, TULSA, OK 74136-2632

Mortgage

Document Number	I2022000692
Date	Jan 26, 2022
Book Page	1895/1
Instrument	I-2022-000692

Lender

Name	ARVEST BANK
Type	Bank
Address	SHAWNEE, OK 74801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Feb 5, 2027

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KAY OK
Recording Date	Apr 19, 2021
Property Address	916 RIVIERA DR, PONCA CITY, OK 74601-3131
Document Number	I2021003141
Book / Page	1866 / 492
Instrument Date	Apr 15, 2021
Instrument	I-2021-003141
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 E 66TH ST, TULSA, OK 74136-2632

Tax Assessment & Valuation

The 2025 property tax bill for 916 Riviera Dr was $1,909, up 278.8% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,923 (+4.79%) Land $433 Building $20,490	$190,210 (+4.79%) Land $3,933 Building $186,277
2025	$1,909.00 (+278.77%)	$19,967 (+275.11%) Land $433 Building $19,534	$181,513 (+102.99%) Land $3,933 Building $177,580
2024	$504.00 (+3.07%)	$5,323 (+4.99%) Land $433 Building $4,890	$89,420 (+3.04%) Land $3,933 Building $85,487
2023	$489.00	$5,070 Land $433 Building $4,637	$86,786 Land $3,933 Building $82,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 916 Riviera Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1986–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2003 · river or lake flooding
Claims by Event	Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 916 Riviera Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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