Ionia County property record for 916 Pearl St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,385 sqft · built 1900 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $977,272 (Jul 2018) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40210000007500 |
| Primary APN | 40210000007500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 132 ft deep x 86 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 916 PEARL ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING BROAS 5TH ADDN S 20 FT LOT 17 ALSO LOT 19 |
| Legal Subdivision | 5TH ADDN |
| Legal Lot Number | 17,19 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30200 |
916 Pearl St is owned and occupied by two individuals who bought it in July 2018.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 PEARL ST, BELDING, MI 48809-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage INLANTA MORTGAGE INC |
| Jul 16, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Prior Sale | Oct 12, 2010 · Amount on File |
| Deed Book / Page | 651 / 941 |
| Prior Transfer Date | Feb 4, 2010 |
| Prior Transfer Doc | 615/4130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 916 PEARL ST, BELDING, MI 48809-2248 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000651/0000000943 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 0000000651/0000000943 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Jul 16, 2018 |
| Property Address | 916 PEARL ST, BELDING, MI 48809-2248 |
| Document Number | 651/941 |
| Book / Page | 651 / 941 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 PEARL ST, BELDING, MI 48809-2247 |
The 2025 property tax bill for 916 Pearl St was $2,963 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,000 (+3.77%) Land $18,600 Building $58,400 | $154,000 (+3.77%) Land $37,200 Building $116,800 | |
| 2025 | $2,963.00 Homeowner's exemption | $74,200 Land $14,000 Building $60,200 | $148,400 Land $28,000 Building $120,400 |
| 2023 | $55,600 Land $12,900 Building $42,700 | $111,200 Land $25,800 Building $85,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 916 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 916 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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