916 Nardo Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 916 Nardo Rd, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,203 sqft · built 1987
Lot Size0.435 acres (18,929 sqft)
OwnerCompany Name on File
Last Sale$1,265,000 (Aug 2005)
Tax Bill$19,786 (2025)
Deeds & MortgagesAug 2022 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN258-251-56-00

Property Details

APN / Parcel Number

Primary APN258-251-56-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,203 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area18,929 sqft (0.435 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address916 NARDO RD
CityENCINITAS
StateCA
Zip92024-3831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREMAINDER PAR TR PM18845
Legal SubdivisionCITY OF ENCINITAS
Legal Tract1018845
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17502

Owner

Source: San Diego County records · APN 258-251-56-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address916 NARDO RD, ENCINITAS, CA 92024-3831
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Commercial Mortgage
UNITED STATES OF AMERICA
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2005 · Amount on Record
Deed SaleAug 01, 2005 · Amount on Record
Prior SaleMay 24, 2002 · Amount on Record
Deed Document Number2005652666
Last Transfer DateJan 27, 2012
Transfer Doc0000060079
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address916 NARDO RD, ENCINITAS, CA 92024-3831
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 NARDO RD, ENCINITAS, CA 92024-3831

Mortgage

Document Number0000337840
DateAug 22, 2022
Instrument2022-0337840
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address916 NARDO RD, ENCINITAS, CA 92024-3831
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 NARDO RD, ENCINITAS, CA 92024-3831

Mortgage

Document Number0000827255
DateDec 22, 2020
Instrument2020-0827255
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,763,158 (+2%) Land $1,115,041 Building $648,117
2025$19,786.00 (+6.85%) Homeowner's exemption$1,728,587 (+4.04%) Land $1,093,178 Building $635,409
2023$18,517.00 (+1.93%) Homeowner's exemption$1,661,466 Land $1,050,730 Building $610,736
2022$18,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2005, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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