916 N 3rd St, Champaign, IL 61820 Property Records

Champaign County property record for 916 N 3rd St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Lot Size0.247 acres (10,746 sqft)
OwnerIndividual Name on File
Tax Bill$3,534 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-21-07-104-022

Property Details

APN / Parcel Number

Primary APN46-21-07-104-022

Exterior

Lot Area10,746 sqft (0.247 acres)

Location & Zoning

Street Address916 N 3RD ST
CityCHAMPAIGN
StateIL
Zip61820-3129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 CHAMPAIGN URBAN RENEWAL ALPHA REPLAT, REPLAT OF LTS 13, 14, AND 15
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionCHAMPAIGN URBAN RENEWAL ALPHA REPLAT, RE
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1016
Census Tract200

Owner

916 N 3rd St is owned and occupied by an individual.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address916 N 3RD ST, CHAMPAIGN, IL 61820-3129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address916 N 3RD ST, CHAMPAIGN, IL 61820-3129
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021132
DateDec 1, 2022
Instrument2022R21132
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueNov 22, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,200 Land $2,880 Building $49,320$156,600 Land $8,640 Building $147,960
2024$3,534.00
2022$3,043.00 Homeowner's exemption$39,100 Land $2,160 Building $36,940$117,300 Land $6,480 Building $110,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 916 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

Nearby Properties on N 3rd St

Nearby Streets

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