916 Mirandy Ln, Waterford, CA 95386 Property Records

Stanislaus County property record for 916 Mirandy Ln, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.145 acres (6,306 sqft)
Owner	2 Company Names on Record
Last Sale	$84,000 (Nov 1996)
Tax Bill	$1,815 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`080-059-023-000`

Property Details

APN / Parcel Number

Primary APN	`080-059-023-000`
Alternative APNs	`0805923000` `0805923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	6,306 sqft (0.145 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	916 MIRANDY LN
City	WATERFORD
State	CA
Zip	95386-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 1 BLK 1 PARCEL A
Legal Subdivision	COUNTRY GARDENS UN #1
Legal Block	1
Legal Lot Number	A
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2000
Census Tract	2802

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	916 MIRANDY LN, WATERFORD, CA 95386-9753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 1996 · Amount on Record
Deed Sale	Nov 8, 1996 · Amount on Record
Prior Sale	Apr 10, 1996 · Amount on Record
Deed Document Number	199695337
Last Transfer Date	Apr 22, 2021
Transfer Doc	0000041589
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	916 MIRANDY LN, WATERFORD, CA 95386-9753
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MIRANDY LN, WATERFORD, CA 95386-9753

Mortgage

Document Number	0000101828
Date	Dec 10, 2020
Instrument	2020-0101828

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 29, 2021
Property Address	916 MIRANDY LN, WATERFORD, CA 95386-9753
Document Number	0000041589
Map Reference	VOL 38 PG 52
Instrument Date	Apr 22, 2021
Instrument	2021-0041589
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	916 MIRANDY LN, WATERFORD, CA 95386-9753

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,815.00 (+1.74%) Homeowner's exemption	$139,524 (+2%) Land $49,827 Building $89,697
2025	$1,784.00 (+4.57%) Homeowner's exemption	$136,789 (+4.04%) Land $48,850 Building $87,939
2023	$1,706.00 (+1.79%) Homeowner's exemption	$131,479 Land $46,954 Building $84,525
2022	$1,676.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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