916 Mercer Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 916 Mercer Dr, Hagerstown, MD 21742

Property Summary

Property Type	Townhouse
Details	3 ba · 2,220 sqft · built 2022
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$302,291 (Jun 2022)
Tax Bill	$2,748 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-034843`

Property Details

APN / Parcel Number

Primary APN	`21-034843`
Alternative APN	`034843`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,220 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Built-in
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034843
Street Address	916 MERCER DR
City	HAGERSTOWN
State	MD
Zip	21742-4620
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 8 .04 AC 916 MERCER DR FAIRCHILD HGTS TOWNHOMES
Legal Subdivision	FAIRCHILD HEIGHTS TWNHMS
Legal Lot Number	8
Jurisdiction	WASHINGTON MD
Township / Civil Division	21, HAGERSTOWN
Census Block Group	1
Census Block	1006
Census Tract	200

Owner

916 Mercer Dr, a townhouse, is owned and occupied by two individuals who acquired it in February 2026.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Intrafamily Transfer, Transfer
Jun 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 13, 2022	Deed, Subdivision Related Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Prior Sale	Dec 12, 2012 · Amount on File
Deed Book / Page	7034 / 316
Last Transfer Date	Feb 25, 2026
Transfer Doc	7867000496
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Feb 26, 2026
Property Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620
Document Number	0078670496
Book / Page	7867 / 496
Map Reference	PL 7619-7621
Instrument Date	Feb 25, 2026
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620

Mortgage

Document Number	0072730236
Date	Jun 30, 2023
Book Page	7273/236

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jun 1, 2052

June 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 13, 2022
Property Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620
Document Number	0070340316
Book / Page	7034 / 316
Map Reference	PL 7619-7621
Instrument Date	May 26, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MERCER DR, HAGERSTOWN, MD 21742-4620

Mortgage

Document Number	0070340326
Date	Jun 13, 2022
Instrument	7034-0326

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 916 Mercer Dr was $2,748, up 7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,748.00 (+6.97%)	$301,633 (+6.96%)	$340,900 (+20.89%) Land $55,000 Building $285,900
2025	$2,569.00	$282,000 Land $55,000 Building $227,000	$282,000 Land $55,000 Building $227,000
2023	$2,108.00	$230,467	$282,000 Land $55,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Mercer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Mercer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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