916 Main St, Chipley, FL 32428 Property Records

Washington County property record for 916 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,642 sqft · built 1936
Lot Size	0.282 acres (12,283 sqft)
Owner	2 Individual Names on Record
Tax Bill	$362 (2025)
Deeds & Mortgages	Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000018770000`

Property Details

APN / Parcel Number

Primary APN	`000018770000`
Alternative APNs	`00000000-00-1877-0000` `18770000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,642 sqft Living Area
Gross Area	3,246 sqft
1st Floor Area	1,826 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,283 sqft (0.282 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	120 sqft
Porch	Finished/Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	916 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 189 P 633 BEG. AT SEC OF BLK 15, RUN W. 150,N.82, E. 150, S. 82, TO BEG. SE1/4, (ELE ORB 1300 P 185)
Legal Range	13W
Legal Township	04S
Legal Section	04
Legal Block	15
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2036
Census Tract	970103

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	916 MAIN ST, CHIPLEY, FL 32428-1926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 1, 2024
Transfer Doc	0067002456
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Apr 1, 2024
Property Address	916 MAIN ST, CHIPLEY, FL 32428-1926
Document Number	0067002456
Book / Page	1300 / 185
Instrument Date	Apr 1, 2024
Instrument	202467002456
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 MAIN ST, CHIPLEY, FL 32428-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MAIN ST, CHIPLEY, FL 32428-1926

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$362.00 (+7.74%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$71,731 (+2.9%)	$218,086 (+51.46%) Land $15,580 Building $202,506
2024	$336.00 (-33.2%) Homeowner's exemption	$69,709 (+3%)	$143,992 (+20.02%) Land $12,300 Building $131,692
2023	$503.00 (-14.75%) Homeowner's exemption	$67,679 (+3%)	$119,975 (+10.53%) Land $12,300 Building $107,675
2022	$590.00 Homeowner's exemption	$65,708	$108,547 Land $10,660 Building $97,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20