916 Harmon St, Findlay, OH 45840 Property Records

Hancock County property record for 916 Harmon St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,850 sqft · built 1960
Lot Size0.204 acres (8,882 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Mar 2019)
Tax Bill$1,764 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1011-071-12-014.000

Property Details

APN / Parcel Number

Primary APN1011-071-12-014.000
Alternative APN
  • 560000198480

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,850 sqft Living Area
1st Floor Area925 sqft
Upper Floors Area925 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,882 sqft (0.204 acres)
Lot Dimensions148 ft deep x 60 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck AreaDeck Area
Balcony Area37 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address916 HARMON ST
CityFINDLAY
StateOH
Zip45840-5526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL GARDENS LOT 30
Legal SubdivisionCRYSTAL GARDENS
Legal Lot Number30
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2021
Census Tract600

Owner

Source: Hancock County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address916 HARMON ST, FINDLAY, OH 45840-5526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK OF OHIO
Mar 26, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK OF OHIO
May 22, 2018Warranty Deed, Transfer
GOLDEN KEY TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Document Number20192107
Deed Book / Page2554 / 634
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address916 HARMON ST, FINDLAY, OH 45840-5526
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2572/3950
DateSep 3, 2020
Book Page2572/3950
Instrument202000008792
Lender
NameFIRST FEDERAL BANK OF OHIO
TypeBank
Address44831
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMar 26, 2019
Property Address916 HARMON ST, FINDLAY, OH 45840-5526
Document Number02554/0634
Book / Page2554 / 0634
Instrument DateMar 20, 2019
Instrument201900002107
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyASSURED TITLE AGCY OF TIFFIN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 HARMON ST, FINDLAY, OH 45840-5526

Mortgage

Document Number02554/0636
DateMar 26, 2019
Book Page2554/0636
Instrument201900002108
Lender
NameFIRST FEDERAL BANK OF OHIO
TypeBank
AddressGALION, OH 44833
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMay 22, 2018
Property Address916 HARMON ST, FINDLAY, OH 45840-5526
Document Number02538/2216
Book / Page2538 / 2216
Instrument DateMay 16, 2018
Instrument201800004144
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 TIFFIN AVE, LIMA, OH 45804

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,764.00 (+3.95%)$57,550 (+20.6%) Land $8,040 Building $49,510$164,430 (+20.59%) Land $22,970 Building $141,460
2023$1,697.00 Homeowner's exemption$47,720 Land $6,700 Building $41,020
2022$136,350 Land $19,140 Building $117,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100
Amplex Wireless
Fixed Wireless
100 / 20

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