916 Gap Branch Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 916 Gap Branch Rd, Cullowhee, NC 28723

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,632 sqft · built 1995
Lot Size	67 acres (2,918,520 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Apr 2024)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7548-20-1257`

Property Details

APN / Parcel Number

Primary APN	`7548-20-1257`
Alternative APN	`141862`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,918,520 sqft (67 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	916 GAP BRANCH RD
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Other
Property Type	Other > Other Improved
Legal Description	OFF PRESSLEY CREEK RD
Legal Subdivision	OFF PRESSLEY CREEK RD LIFE EST
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	4
Census Block	4012
Census Tract	950600

Owner

916 Gap Branch Rd is owned by two individuals who bought it in April 2024.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	630 CAIN DR, MOUNT PLEASANT, SC 29464-5146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Deed Book / Page	2375 / 484
Prior Transfer Date	Apr 5, 2024
Prior Transfer Doc	2375000373
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 10, 2024
Property Address	916 GAP BRANCH RD, CULLOWHEE, NC 28723
Document Number	0023750484
Book / Page	2375 / 484
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 TIMBER DR, RALEIGH, NC 27604-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CAIN DR, MOUNT PLEASANT, SC 29464-5146

Mortgage

Document Number	0002375491
Date	Apr 10, 2024
Instrument	2375/491

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0023750491
Date	Apr 10, 2024
Book Page	2375/491

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	175 GREENWICH ST # 5757, NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Dec 9, 2022
Property Address	916 GAP BRANCH RD, CULLOWHEE, NC 28723
Document Number	0023471968
Book / Page	2347 / 1968
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 WESTBROOK CT, MARSHALL, MI 49068-3129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SECOND AVENUE, ONTARIO XX

Tax Assessment & Valuation

The 2025 property tax bill for 916 Gap Branch Rd was $2,680.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,320 (-) Land $358,100 Building $347,220
2025	$2,680.00	$705,320 Land $358,100 Building $347,220
2023	$2,241.00	$589,890 Land $390,400 Building $199,490

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 916 Gap Branch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Gap Branch Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

No cell data coverage reported

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