916 Five Points Ln, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 916 Five Points Ln, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1952
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Feb 2020)
Tax Bill	$5,800 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-02301-0000-00045-02`

Property Details

APN / Parcel Number

Primary APN	`20-02301-0000-00045-02`
Alternative APNs	`20023010000000450002` `2002301000000045B`

Interior

Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2002301000000045B
Street Address	916 FIVE POINTS LN
City	NEWTON
State	NJ
Zip	07860-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Block	2301
Legal Lot Number	45.2
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3010
Census Tract	373900

Owner

916 Five Points Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Sussex County and Stillwater Township records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 28, 2020	Executor's Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202010045670
Deed Book / Page	3550 / 524
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0103090521
Date	Apr 29, 2024
Book Page	10309/521
Instrument	2024007037

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306

Mortgage

Document Number	0103020564
Date	Mar 19, 2024
Book Page	10302/564
Instrument	2024004579

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2064

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306

Mortgage

Document Number	0100410402
Date	Oct 6, 2021
Book Page	10041/402
Instrument	20211006010314880

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306

Mortgage

Document Number	0098730306
Date	Nov 16, 2020
Book Page	9873/306
Instrument	20201116010243720

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Mar 1, 2050

February 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 28, 2020
Property Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306
Document Number	0035500524
Book / Page	3550 / 524
Instrument Date	Jan 24, 2020
Instrument	20200228010045670
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 ROLLING RIDGE RD, 366, MONTAGUE, NJ 07827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FIVE POINTS LN, NEWTON, NJ 07860-4306

Mortgage

Document Number	20200228010045680
Date	Feb 28, 2020
Instrument	20200228010045680

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 916 Five Points Ln was $5,800, up 3.9% from the year before.

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,800 (-) Land $52,900 Building $100,900	$153,800 (-) Land $52,900 Building $100,900
2025	$5,800.00 (+3.94%)	$153,800 Land $52,900 Building $100,900	$153,800 Land $52,900 Building $100,900
2024	$5,580.00
2023		$153,800 Land $52,900 Building $100,900	$153,800 Land $52,900 Building $100,900
2022	$5,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Five Points Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Five Points Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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