916 E Vine St, Owatonna, MN 55060 Property Records

Steele County property record for 916 E Vine St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 485 sqft · built 1937
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Aug 2017)
Tax Bill	$2,892 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-132-0221`

Property Details

APN / Parcel Number

Primary APN	`17-132-0221`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	485 sqft Living Area
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	916 E VINE ST
City	OWATONNA
State	MN
Zip	55060-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT BLK 2 LOT 21 & 22 BELMONT ADDITION
Legal Section	TW
Legal Subdivision	BELMONT
Legal Block	2
Legal Lot Number	21-22
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1009
Census Tract	960200

Owner

916 E Vine St is owned and occupied by an individual who bought it in August 2017.

Source: Steele County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	916 E VINE ST, OWATONNA, MN 55060-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN FCU
Aug 1, 2017	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Deed Document Number	2017414078
Prior Transfer Date	May 28, 2009
Prior Transfer Doc	0000364329
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	916 E VINE ST, OWATONNA, MN 55060-2623
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000438243
Date	Aug 27, 2021
Instrument	A000438243

Lender

Name	HOME TOWN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Aug 1, 2017
Property Address	916 E VINE ST, OWATONNA, MN 55060-2623
Document Number	A000414078
Instrument Date	Jul 31, 2017
Instrument	A000414078
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 E VINE ST, OWATONNA, MN 55060-2623

Mortgage

Document Number	A000414079
Date	Aug 1, 2017
Instrument	A000414079

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 916 E Vine St was $2,892 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,892.00 Homeowner's exemption	$232,800 (+8.94%) Land $30,700 Building $202,100	$232,800 (+8.94%) Land $30,700 Building $202,100
2025		$213,700 Land $26,100 Building $187,600	$213,700 Land $26,100 Building $187,600
2023	$2,772.00 Homeowner's exemption	$196,400 Land $30,700 Building $165,700	$196,400 Land $30,700 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 E Vine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 E Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile.

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