Brunswick County property record for 916 E Dolphin Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 2003 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $860,000 (Jun 2026) |
| Tax Bill | $2,770 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 235PA008 |
| Primary APN | 235PA008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,360 sqft Heated Area |
| Gross Area | 2,105 sqft |
| 1st Floor Area | 165 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80154999 |
|---|---|
| Street Address | 916 E DOLPHIN DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-8 B-51A LB PLAT 9/43 |
| Legal Subdivision | OAK ISLAND |
| Legal Block | 51A |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 20314 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 916 E DOLPHIN DR, OAK ISLAND, NC 28465-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK |
| Nov 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2022 · Amount on Record |
| Deed Book / Page | 5571 / 496 |
| Prior Transfer Date | May 22, 2024 |
| Prior Transfer Doc | 0051871051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 916 E DOLPHIN DR, OAK ISLAND, NC 28465-6515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 402 QUEENS CT, STEVENSVILLE, MD 21666-3318 |
| Document Number | 0054310367 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 5431/367 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 916 E DOLPHIN DR, OAK ISLAND, NC 28465-6515 |
| Document Number | 5571000496 |
| Book / Page | 5571 / 496 |
| Instrument Date | Jun 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 916 E DOLPHIN DR, OAK ISLAND, NC 28465-6515 |
| Document Number | 5571000502, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 5571/502 |
| Name | UWHARRIE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 21, 2022 |
| Property Address | 916 E DOLPHIN DR, OAK ISLAND, NC 28465-6515 |
| Document Number | 0049401205 |
| Book / Page | 4940 / 1205 |
| Map Reference | MB 9 PG 43 |
| Instrument Date | Nov 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 971 SOFTWIND WAY, 971, SOUTHPORT, NC 28461-6103 |
| Name | Verified Name |
|---|---|
| Address | 402 QUEENS CT, STEVENSVILLE, MD 21666-3318 |
| Document Number | 0049401207 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 4940/1207 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $725,100 (-) Land $350,000 Building $375,100 | $725,100 (-) Land $350,000 Building $375,100 | |
| 2025 | $2,770.00 (-6.7%) | $725,100 (-) Land $350,000 Building $375,100 | $725,100 (-) Land $350,000 Building $375,100 |
| 2024 | $2,969.00 | ||
| 2023 | $725,100 Land $350,000 Building $375,100 | $725,100 Land $350,000 Building $375,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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