916 Cottage Ave, Indianapolis, IN 46203 Property Records

Marion County property record for 916 Cottage Ave, Indianapolis, IN 46203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,468 sqft · built 1905
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2021)
Tax Bill	$1,403 (2024)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-13-209-020.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-13-209-020.000-101`
Alternative APN	`1007103`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,627 sqft
1st Floor Area	1,468 sqft
Upper Floors Area	720 sqft
Basement Area	159 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2014
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,786 sqft (0.041 acres)
Lot Dimensions	45 ft deep x 40 ft wide
View / Lot	Extra Front
Deck Area	60 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	916 COTTAGE AVE
City	INDIANAPOLIS
State	IN
Zip	46203-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	BARTH HRS ADD 45 E END LOT 11 BLK 7
Legal Subdivision	BARTH HRS ADD
Legal Block	7
Legal Lot Number	11
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1005
Census Tract	357000

Owner

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	916 COTTAGE AVE, INDIANAPOLIS, IN 46203-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Mar 16, 2021	Warranty Deed, Transfer · FHA Mortgage FEDERAL SAVINGS BANK
Jul 3, 2018	Quit Claim Deed, Transfer ROYAL TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jul 3, 2018
Deed Document Number	202134443
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0000065597
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	916 COTTAGE AVE, INDIANAPOLIS, IN 46203-2713
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058166
Date	Jun 25, 2019
Instrument	A201900058166

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 16, 2021
Property Address	916 COTTAGE AVE, INDIANAPOLIS, IN 46203-2713
Document Number	0000034443
Map Reference	PB 10 PG 145
Instrument Date	Jan 22, 2021
Instrument	A202100034443
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 COTTAGE AVE, INDIANAPOLIS, IN 46203-2713
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034444
Date	Mar 16, 2021
Instrument	A202100034444

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Jul 3, 2018
Property Address	916 COTTAGE AVE, INDIANAPOLIS, IN 46203-2713
Document Number	0000065596
Instrument Date	Jun 8, 2018
Instrument	65596
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ROYAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	916 COTTAGE AVE INDIANAPOLIS IN 462032713, INDIANAPOLIS, IN 46203-2713

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,500 (+7.42%) Land $17,700 Building $119,800	$137,500 (+7.42%) Land $17,700 Building $119,800
2024	$1,403.00 (+5.25%)
2023	$1,333.00 (-6.13%)	$128,000 (+3.56%) Land $16,800 Building $111,200	$128,000 (+3.56%) Land $16,800 Building $111,200
2022	$1,420.00	$123,600 Land $16,800 Building $106,800	$123,600 Land $16,800 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: On-Ramp Indiana, Xfinity, Xiber.

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