Polk County property record for 916 Cooper Gap Rd, Mill Spring, NC 28756 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 952 sqft Finished Area |
| Lot Size | 126,324 sqft (2.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $269,500 (2025) |
| Tax Bill | $777.00 (2025) |
| Primary APN | P52-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 952 sqft Finished Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 126,324 sqft (2.9 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 320 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 7969 |
|---|---|
| Street Address | 916 COOPER GAP RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT #5, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Legal Lot Number | 5 |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 920201 |
Source: Polk County records · APN P52-60
Assessment roll updated September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 COOPER GAP RD, MILL SPRING, NC 28756-4650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 10, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 494 / 859 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 17, 2026 |
| Property Address | 916 COOPER GAP RD, MILL SPRING, NC 28756-4650 |
| Document Number | 0500001402 |
| Book / Page | 500 / 1402 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 916 COOPER GAP RD, MILL SPRING, NC 28756-4650 |
| Document Number | 0500001402, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 500/1402 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 10, 2025 |
| Property Address | 916 COOPER GAP RD, MILL SPRING, NC 28756-4650 |
| Document Number | 000494/859 |
| Book / Page | 494 / 859 |
| Map Reference | SL A-66 PG 256 |
| Instrument Date | Aug 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 BRADSHAW RD, TRYON, NC 28782-9641 |
| Name | Verified Name |
|---|---|
| Address | 916 COOPER GAP RD, MILL SPRING, NC 28756-4650 |
| Document Number | 0000494862 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 494/862 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $777.00 (+4.44%) | $154,661 (+33.45%) Land $42,575 Building $112,086 | $154,661 (+33.45%) Land $42,575 Building $112,086 |
| 2023 | $744.00 | $115,891 Land $29,500 Building $86,391 | |
| 2021 | $115,891 Land $29,500 Building $86,391 |
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