916 Co Rd 490 E, Albion, IL 62806 Property Records

Edwards County property record for 916 Co Rd 490 E, Albion, IL 62806

Property Summary

Property Type	Single Family Home
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2025)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2025 Mortgage + 2 more
APN	`07-35-477-007`

Property Details

APN / Parcel Number

Primary APN	`07-35-477-007`
Alternative APN	`02-1-222-02`

Exterior

Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Street Address	916 COUNTY ROAD 490 E
City	ALBION
State	IL
Zip	62806-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1,QSE,S35,T1S,R10 ,L ,B ,P PT SE SE 5-30-06 159:307 WD
Legal Range	10
Legal Township	01S
Legal Section	35
Jurisdiction	EDWARDS IL
Township / Civil Division	ALBION NO. 2
Census Block Group	1
Census Block	1017
Census Tract	957000

Owner

916 Co Rd 490 E is owned and occupied by two individuals who bought it in December 2025.

Source: Edwards County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1785 COUNTY ROAD 775 E, WEST SALEM, IL 62476-4800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 21, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THE FIRST NATIONAL BANK OF ALLENDALE
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK ALLENDALE
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK ALLENDALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	2025111377
Deed Book / Page	221 / 214
Prior Transfer Date	Jan 2, 2015
Prior Transfer Doc	000184/271
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Dec 5, 2025
Property Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425
Document Number	000221/214
Book / Page	221 / 214
Instrument Date	Nov 19, 2025
Instrument	111377
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 N LAUREL ST, FAIRFIELD, IL 62837-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1785 COUNTY ROAD 775 E, WEST SALEM, IL 62476-4800

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDWARDS IL
Property Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425

Mortgage

Document Number	000536/286
Date	Oct 21, 2025
Book Page	536/286
Instrument	111283

Lender

Name	THE FIRST NATIONAL BANK OF ALLENDALE
Type	Bank
Address	MOUNT CARMEL, IL 62863

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Aug 31, 2020
Property Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425
Document Number	0000203/95
Book / Page	203 / 95
Instrument Date	Aug 27, 2020
Instrument	106082
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 COUNTY ROAD 1625 E, 2440, GRAYVILLE, IL 62844-3221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425

Mortgage

Document Number	0000106083
Date	Aug 31, 2020
Instrument	106083

Lender

Name	FIRST NATIONAL BANK ALLENDALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Aug 31, 2020
Property Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425
Document Number	203/95
Book / Page	203 / 95
Instrument Date	Aug 27, 2020
Instrument	106082
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 COUNTY ROAD 1625 E, 2440, GRAYVILLE, IL 62844-3221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 COUNTY ROAD 490 E, ALBION, IL 62806-4425

Mortgage

Document Number	106083
Date	Aug 31, 2020
Instrument	106083

Lender

Name	FIRST NATIONAL BANK ALLENDALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 916 Co Rd 490 E was $1,696 with a homeowner's exemption, up 10.7% from the year before.

Source: Edwards County assessment roll, as of August 7, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Edwards County
Unified School District	Edwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+10.7%) Homeowner's exemption	$35,690 (+9.01%) Land $4,000 Building $31,690	$107,070 (+9.01%) Land $12,000 Building $95,070
2024	$1,532.00 Homeowner's exemption	$32,740 Land $3,670 Building $29,070	$98,220 Land $11,010 Building $87,210
2022		$25,530 Land $2,860 Building $22,670	$76,590 Land $8,580 Building $68,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 916 Co Rd 490 E.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Co Rd 490 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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